OPHC Stock Analysis: Buy, Sell, or Hold?
OPHC - OptimumBank Holdings, Inc.
$4.71
-0.04 (-0.84%)
▼
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Feb 25, 2026
24d
Get Alerted When OPHC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: OPHC shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
✅ BUY SIGNAL: OPHC shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
In-depth Analysis How we analyze
Valuation Analysis: OPHC is currently trading at $4.71, which is considered slightly high relative to its 30-day fair value range of $4.24 to $4.74. From a valuation perspective, the stock is trading at a discount (Forward PE: -27.2) compared to its historical average (4.9). At these levels, the market is pricing in 0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, OPHC is in a uptrend. The price is currently testing key support at $4.67. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: OPHC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, OPHC is in a uptrend. The price is currently testing key support at $4.67. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: OPHC has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Fair Price Range
$4.24 -
$4.74
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
76.2%
All Signals
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($5.00)
- BULLISH: Market expects only 0% annual growth - appears undervalued
Fair Price Analysis
30-Day Fair Range
$4.24 -
$4.74
Current vs Fair Value
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$4.67
Resistance Level
$4.84
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
-27.25
Wall Street Target
$5.00
(+5.3%)
Revenue Growth (YoY)
26.2%
Earnings Growth (YoY)
20.0%
Profit Margin
35.9%
PE vs Historical
-27.3 vs 4.9
CHEAP
Last updated: January 31, 2026 3:54 AM ET
Data refreshes hourly during market hours. Next update: 4:54 AM
Data refreshes hourly during market hours. Next update: 4:54 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is OPHC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$102 | 59 HOLD |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$230 | 64 BUY |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 62 BUY |
|
SSB
SouthState Corporation |
STRONG BUY
11 analysts |
$115 | 63 BUY |
|
UMBF
UMB Financial Corporation |
STRONG BUY
11 analysts |
$138 | 63 BUY |
Advanced OPHC Option Strategies
Professional options setups generated by AI based on today's OPHC price and gamma walls.
