PB Stock Analysis: Buy, Sell, or Hold?
PB - Prosperity Bancshares Inc
$69.01
0.58 (0.85%)
▲
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Apr 21, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: PB trading at deep discount. Market pricing in -4.5% annual earnings decline, creating value opportunity for patient investors.
✅ BUY SIGNAL: PB trading at deep discount. Market pricing in -4.5% annual earnings decline, creating value opportunity for patient investors.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$107.54
Based on 6.5% avg growth
INTRINSIC VALUE TODAY
$66.77
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PB is currently trading at $69.01, which is considered oversold relative to its 30-day fair value range of $69.46 to $72.88. From a valuation perspective, the stock is trading at a discount (Forward PE: 9.9) compared to its historical average (11.4). Remarkably, the market is currently pricing in an annual earnings decline of 4.5% over the next few years. This pessimistic expectation contrasts with the company's recent 8.3% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, PB is in a strong uptrend. Immediate support is located at $65.12, while resistance sits at $76.08.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $79.79 (+16.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, PB is in a strong uptrend. Immediate support is located at $65.12, while resistance sits at $76.08.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $79.79 (+16.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$69.46 -
$72.88
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
77.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($79.79)
Fair Price Analysis
30-Day Fair Range
$69.46 -
$72.88
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$65.12
Resistance Level
$76.08
Current Trend
Strong Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
9.91
Wall Street Target
$79.79
(+16.6%)
Revenue Growth (YoY)
3.9%
Earnings Growth (YoY)
8.3%
Profit Margin
43.0%
Valuation Discount vs History
-4.5% cheaper
PE vs Historical
9.9 vs 11.4
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.5%
(market-implied from PE analysis)
1-Year Target
$65.35
(-5%)
2-Year Target
$62.41
(-9%)
3-Year Target
$59.60
(-13%)
3-Yr Target (if PE normalizes)
(PE: 10→11)
$68.57
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 8.9%)
$199.04
(+191%)
Base:
(SPY PE: 9.9, Growth: 8.9%)
$88.44
(+29%)
Bear:
(PE: 8.4, Growth: 8.9%)
$75.18
(+10%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 13.02 | Current EPS (TTM): $5.60
Bull Case
$89.26
(+30%)
Analyst growth 11.3%, PE expands to 14.3
Base Case
$81.15
(+19%)
Market implied 11.3%, PE stable at 13.0
Bear Case
$49.57
(-28%)
Severe decline -20.0%, PE contracts to 11.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.9 to 11.4
Stabilization Target:
$78.73
(+15.0%)
PE Expansion Potential:
+15.0%
Last updated: January 30, 2026 5:37 PM ET
Data refreshes hourly during market hours. Next update: 6:37 PM
Data refreshes hourly during market hours. Next update: 6:37 PM
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Technical Signals Check
Is PB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
20
Sells
Net
INSIDERS SELLING
Recent Transactions
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SELL
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SELL
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