RGA Stock Analysis: Buy, Sell, or Hold?
RGA - Reinsurance Group of America, Incorporated
$204.26
0.10 (0.05%)
▲
5d:
-0.13%
30d:
-4.03%
90d:
-0.29%
BUY
HIGH Confidence
Analysis Updated: Apr 1, 2026 12:00 AM ET
Earnings: May 07, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: RGA shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: RGA shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$301.39
Based on 6.6% avg growth
INTRINSIC VALUE TODAY
$187.14
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RGA is currently trading at $204.26, which is considered fair relative to its 30-day fair value range of $200.75 to $213.76. The stock's valuation (Forward PE: 7.1) is in line with its historical norms (7.6). Remarkably, the market is currently pricing in an annual earnings decline of 2.2% over the next few years. This pessimistic expectation contrasts with the company's recent 216.6% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, RGA is in a uptrend. The price is approaching resistance at $207.02. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RGA has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $249.56 (+22.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RGA is in a uptrend. The price is approaching resistance at $207.02. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RGA has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $249.56 (+22.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$200.75 -
$213.76
Company Quality Score
64/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
83.3%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 22.2% below Wall St target ($249.56)
Fair Price Analysis
30-Day Fair Range
$200.75 -
$213.76
Current vs Fair Value
FAIR
Support & Resistance Levels
Support Level
$196.43
Resistance Level
$207.02
Current Trend
Uptrend
Technical data as of
Apr 1, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.08
Wall Street Target
$249.56
(+22.2%)
Revenue Growth (YoY)
26.6%
Earnings Growth (YoY)
216.6%
Profit Margin
5.0%
Valuation Discount vs History
-2.2% cheaper
PE vs Historical
7.1 vs 7.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.2%
(market-implied from PE analysis)
1-Year Target
$199.77
(-2%)
2-Year Target
$195.37
(-4%)
3-Year Target
$191.07
(-7%)
3-Yr Target (if PE normalizes)
(PE: 7→8)
$204.97
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 9.2%)
$838.79
(+311%)
Base:
(SPY PE: 7.1, Growth: 9.2%)
$265.89
(+30%)
Bear:
(PE: 6.0, Growth: 9.2%)
$226.01
(+11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 11.20 | Current EPS (TTM): $17.68
Bull Case
$355.15
(+77%)
Analyst growth 63.1%, PE expands to 12.3
Base Case
$322.86
(+61%)
Market implied 63.1%, PE stable at 11.2
Bear Case
$134.63
(-33%)
Severe decline -20.0%, PE contracts to 9.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 7.1 to 7.6
Stabilization Target:
$219.11
(+7.3%)
PE Expansion Potential:
+7.3%
Share & Embed Analysis
Last updated: April 02, 2026 5:57 AM ET
Data refreshes hourly during market hours. Next update: 6:57 AM
Data refreshes hourly during market hours. Next update: 6:57 AM
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Technical Signals Check
Is RGA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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