RVSB Stock Analysis: Buy, Sell, or Hold?
RVSB - Riverview Bancorp Inc
$5.17
-0.04 (-0.77%)
▼
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Jan 29, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: RVSB shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
✅ BUY SIGNAL: RVSB shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$9.98
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$6.20
16.6% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 18.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RVSB is currently trading at $5.17, which is considered slightly high relative to its 30-day fair value range of $5.04 to $5.18. The stock's valuation (Forward PE: 18.5) is in line with its historical norms (18.3). At these levels, the market is pricing in 0.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RVSB is showing sideways momentum. The price is approaching resistance at $5.31. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RVSB has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $7.00 (+35.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RVSB is showing sideways momentum. The price is approaching resistance at $5.31. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RVSB has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $7.00 (+35.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Fair Price Range
$5.04 -
$5.18
Company Quality Score
57/100
(HOLD)
Options IV Signal
38th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
75.8%
All Signals
- NEUTRAL: Options fairly priced (IV 38th percentile)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 35.4% below Wall St target ($7.00)
- NEUTRAL: Market pricing in 0.3% annual earnings growth - fairly valued
Fair Price Analysis
30-Day Fair Range
$5.04 -
$5.18
Current vs Fair Value
SLIGHTLY HIGH
Expected Move (7 Days)
±$0.87
(16.8%)
Support & Resistance Levels
Support Level
$5.00
Resistance Level
$5.31
Current Trend
Sideways
Fundamental Context
Forward P/E (Next Year Est.)
18.46
Wall Street Target
$7.00
(+35.4%)
Revenue Growth (YoY)
9.6%
Earnings Growth (YoY)
13.2%
Profit Margin
9.1%
Valuation Premium vs History
+0.3% premium
PE vs Historical
18.5 vs 18.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.3%
(market-implied from PE analysis)
1-Year Target
$5.19
(+0%)
2-Year Target
$5.20
(+1%)
3-Year Target
$5.22
(+1%)
3-Yr Target (if PE normalizes)
(PE: 18→18)
PE COMPRESSION
$5.17
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 27.3%)
$12.87
(+149%)
Base:
(SPY PE: 18.5, Growth: 27.3%)
$10.66
(+106%)
Bear:
(PE: 15.7, Growth: 27.3%)
$9.06
(+75%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (24x PE), but valuation improves significantly next year (18x PE) as earnings recover.
Trailing PE: 23.59 | Current EPS (TTM): $0.22
Bull Case
$9.34
(+81%)
Analyst growth 63.6%, PE expands to 26.0
Base Case
$8.49
(+64%)
Market implied 63.6%, PE stable at 23.6
Bear Case
$3.53
(-32%)
Severe decline -20.0%, PE contracts to 20.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: January 31, 2026 9:37 PM ET
Data refreshes hourly during market hours. Next update: 10:37 PM
Data refreshes hourly during market hours. Next update: 10:37 PM
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Technical Signals Check
Is RVSB showing a specific setup today?
Insider Activity (6 Months)
3
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
David Lam
BUY
1000 shares
2025-09-12
Bradley Carlson
BUY
1000 shares
2025-08-18
Charmaine Lightheart
BUY
508 shares
2025-08-07
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Advanced RVSB Option Strategies
Professional options setups generated by AI based on today's RVSB price and gamma walls.
