RVSB Stock Analysis: Buy, Sell, or Hold?
RVSB - Riverview Bancorp Inc
$5.52
-0.14 (-2.47%)
▼
5d:
+1.85%
30d:
+2.6%
90d:
+9.09%
BUY
MODERATE Confidence
Analysis Updated: Mar 31, 2026 12:00 AM ET
Earnings: May 05, 2026
Get Alerted When RVSB Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: RVSB shows positive signals but monitor for confirmation. Market pricing in 3.7% decline. Moderate conviction.
💡 BUY OPPORTUNITY: RVSB shows positive signals but monitor for confirmation. Market pricing in 3.7% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$12.32
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$7.65
27.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 18.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RVSB is currently trading at $5.52, which is considered extended relative to its 30-day fair value range of $5.20 to $5.48. From a valuation perspective, the stock is trading at a discount (Forward PE: 16.6) compared to its historical average (18.6). Remarkably, the market is currently pricing in an annual earnings decline of 3.7% over the next few years. This pessimistic expectation contrasts with the company's recent 13.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, RVSB is showing sideways momentum. Immediate support is located at $5.00, while resistance sits at $5.69.
Market Sentiment: RVSB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $7.00 (+23.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RVSB is showing sideways momentum. Immediate support is located at $5.00, while resistance sits at $5.69.
Market Sentiment: RVSB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $7.00 (+23.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$5.20 -
$5.48
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
61.9%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 23.7% below Wall St target ($7.00)
Fair Price Analysis
30-Day Fair Range
$5.20 -
$5.48
Current vs Fair Value
EXTENDED
Support & Resistance Levels
Support Level
$5.00
Resistance Level
$5.69
Current Trend
Sideways
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
16.65
Wall Street Target
$7.00
(+23.7%)
Revenue Growth (YoY)
9.6%
Earnings Growth (YoY)
13.2%
Profit Margin
9.2%
Valuation Discount vs History
-3.7% cheaper
PE vs Historical
16.7 vs 18.6
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.7%
(market-implied from PE analysis)
1-Year Target
$5.45
(-4%)
2-Year Target
$5.25
(-7%)
3-Year Target
$5.05
(-11%)
3-Yr Target (if PE normalizes)
(PE: 17→19)
$5.65
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 54.5%)
$25.65
(+353%)
Base:
(SPY PE: 16.6, Growth: 54.5%)
$19.10
(+238%)
Bear:
(PE: 14.1, Growth: 54.5%)
$16.24
(+187%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (22x PE), but valuation improves significantly next year (17x PE) as earnings recover.
Trailing PE: 22.43 | Current EPS (TTM): $0.23
Bull Case
$6.91
(+29%)
Analyst growth 21.7%, PE expands to 24.7
Base Case
$6.28
(+18%)
Market implied 21.7%, PE stable at 22.4
Bear Case
$3.51
(-34%)
Severe decline -20.0%, PE contracts to 19.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 16.6 to 18.6
Stabilization Target:
$6.32
(+11.7%)
PE Expansion Potential:
+11.7%
Share & Embed Analysis
Last updated: March 31, 2026 3:34 PM ET
Data refreshes hourly during market hours. Next update: 4:34 PM
Data refreshes hourly during market hours. Next update: 4:34 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is RVSB showing a specific setup today?
Insider Activity (6 Months)
3
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Charmaine Lightheart
BUY
325 shares
2026-03-05
Bessie Ross Wills
BUY
3000 shares
2026-02-18
Nicole Sherman
BUY
975 shares
2025-12-05
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$64 | 63 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$251 | 61 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$97 | 60 BUY |
|
CFG
Citizens Financial Group… |
BUY
21 analysts |
$73 | 58 HOLD |
|
RF
Regions Financial Corpor… |
HOLD
24 analysts |
$31 | 64 BUY |
