SFBS Stock Analysis: Buy, Sell, or Hold?
SFBS - ServisFirst Bancshares Inc.
$71.74
-0.41 (-0.57%)
▼
5d:
-3.73%
30d:
-12.04%
90d:
-2.01%
BUY
HIGH Confidence
Analysis Updated: Mar 30, 2026 12:00 AM ET
Earnings: Apr 20, 2026
19d
Get Alerted When SFBS Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: SFBS appears deeply undervalued. Market expects -4.2% annual earnings decline despite 33% recent earnings growth. Contrarian opportunity at discount to historical valuation.
✅ BUY SIGNAL: SFBS appears deeply undervalued. Market expects -4.2% annual earnings decline despite 33% recent earnings growth. Contrarian opportunity at discount to historical valuation.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$115.23
Based on 7.1% avg growth
INTRINSIC VALUE TODAY
$71.55
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SFBS is currently trading at $71.74, which is considered oversold relative to its 30-day fair value range of $71.85 to $81.56. From a valuation perspective, the stock is trading at a discount (Forward PE: 10.3) compared to its historical average (11.7). Remarkably, the market is currently pricing in an annual earnings decline of 4.2% over the next few years. This pessimistic expectation contrasts with the company's recent 33.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, SFBS is in a uptrend. The price is currently testing key support at $71.04. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $93.67 (+29.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, SFBS is in a uptrend. The price is currently testing key support at $71.04. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $93.67 (+29.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$71.85 -
$81.56
Company Quality Score
57/100
(HOLD)
Options IV Signal
50th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
77.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Options fairly priced (IV 50th percentile)
- NEUTRAL: Mixed technical signals (45/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 29.8% below Wall St target ($93.67)
Fair Price Analysis
30-Day Fair Range
$71.85 -
$81.56
Current vs Fair Value
OVERSOLD
Expected Move (7 Days)
±$3.43
(4.8%)
Support & Resistance Levels
Support Level
$71.04
Resistance Level
$75.52
Current Trend
Uptrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.31
Wall Street Target
$93.67
(+29.8%)
Revenue Growth (YoY)
22.5%
Earnings Growth (YoY)
33.0%
Profit Margin
52.6%
Valuation Discount vs History
-4.2% cheaper
PE vs Historical
10.3 vs 11.7
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.2%
(market-implied from PE analysis)
1-Year Target
$69.12
(-4%)
2-Year Target
$66.22
(-8%)
3-Year Target
$63.44
(-12%)
3-Yr Target (if PE normalizes)
(PE: 10→12)
$71.97
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 10.2%)
$209.18
(+190%)
Base:
(SPY PE: 10.3, Growth: 10.2%)
$96.52
(+34%)
Bear:
(PE: 8.8, Growth: 10.2%)
$82.04
(+14%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 14.29 | Current EPS (TTM): $5.06
Bull Case
$109.98
(+50%)
Analyst growth 38.3%, PE expands to 15.7
Base Case
$99.99
(+36%)
Market implied 38.3%, PE stable at 14.3
Bear Case
$49.17
(-33%)
Severe decline -20.0%, PE contracts to 12.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 10.3 to 11.7
Stabilization Target:
$81.86
(+13.5%)
PE Expansion Potential:
+13.5%
Share & Embed Analysis
Last updated: March 31, 2026 12:04 PM ET
Data refreshes hourly during market hours. Next update: 1:04 PM
Data refreshes hourly during market hours. Next update: 1:04 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is SFBS showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$64 | 61 BUY |
|
WBS
Webster Financial Corpor… |
STRONG BUY
16 analysts |
$75 | 54 HOLD |
|
CFG
Citizens Financial Group… |
BUY
21 analysts |
$73 | 58 HOLD |
|
RF
Regions Financial Corpor… |
HOLD
24 analysts |
$31 | 61 BUY |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$235 | 59 HOLD |
