SNV Stock Analysis: Buy, Sell, or Hold?
SNV - Synovus Financial Corp.
$50.05
-1.28 (-2.49%)
▼
5d:
-5.48%
30d:
+1.65%
90d:
+2.84%
HOLD
LOW Confidence
Last Updated: December 31, 2025
Earnings: Apr 14, 2026
Get Alerted When SNV Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: SNV shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: SNV shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$16.20
Based on -18.7% avg growth
INTRINSIC VALUE TODAY
$10.06
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SNV is currently trading at $50.05, which is considered oversold relative to its 30-day fair value range of $50.76 to $52.86. The stock's valuation (Forward PE: 8.9) is in line with its historical norms (9.0). Remarkably, the market is currently pricing in an annual earnings decline of 0.3% over the next few years. This pessimistic expectation contrasts with the company's recent 12.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, SNV is showing sideways momentum. The price is currently testing key support at $49.92. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $57.57 (+15.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, SNV is showing sideways momentum. The price is currently testing key support at $49.92. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $57.57 (+15.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$50.76 -
$52.86
Company Quality Score
50/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
81.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Options cheap (IV 0th percentile)
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($57.57)
- CAUTION: Recommendation downgraded due to -5.5% 5-day decline
Fair Price Analysis
30-Day Fair Range
$50.76 -
$52.86
Current vs Fair Value
OVERSOLD
Expected Move (7 Days)
±$2.38
(4.8%)
Support & Resistance Levels
Support Level
$49.92
Resistance Level
$53.44
Current Trend
Sideways
Fundamental Context
Forward P/E (Next Year Est.)
8.93
Wall Street Target
$57.57
(+15.0%)
Revenue Growth (YoY)
9.7%
Earnings Growth (YoY)
12.7%
Profit Margin
34.9%
Valuation Discount vs History
-0.3% cheaper
PE vs Historical
8.9 vs 9.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.3%
(market-implied from PE analysis)
1-Year Target
$45.05
(-10%)
2-Year Target
$40.54
(-19%)
3-Year Target
$36.49
(-27%)
3-Yr Target (if PE normalizes)
(PE: 9→9)
$36.79
(-27%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 8.9, Growth: -41.4%)
$36.49
(+-27%)
Base:
(SPY PE: 22.5, Growth: -41.4%)
$91.92
(+84%)
Bear:
(PE: 9.0, Growth: -41.4%)
$36.79
(-27%)
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.9 to 9.0
Stabilization Target:
$50.46
(+0.8%)
PE Expansion Potential:
+0.8%
Last updated: February 01, 2026 10:49 PM ET
Data refreshes hourly during market hours. Next update: 11:49 PM
Data refreshes hourly during market hours. Next update: 11:49 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is SNV showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Gregory G Montana
BUY
1000 shares
2025-10-20
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$57 | 63 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$246 | 63 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 58 HOLD |
|
WBS
Webster Financial Corpor… |
STRONG BUY
16 analysts |
$76 | 59 HOLD |
|
CFG
Citizens Financial Group… |
BUY
21 analysts |
$72 | 59 HOLD |
