USIO Stock Analysis: Buy, Sell, or Hold?

USIO - Usio, Inc. Common Stock

FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC
$1.40
-0.01 (-0.71%) ▼
BUY
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Apr 01, 2026

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
💡 BUY OPPORTUNITY: USIO shows positive signals but monitor for confirmation. Market pricing in 3.6% growth. Moderate conviction.

In-depth Analysis How we analyze

Valuation Analysis: USIO is currently trading at $1.40, which is considered extended relative to its 30-day fair value range of $1.34 to $1.39. From a valuation perspective, the stock is trading at a premium (Forward PE: 35.2) compared to its historical average (31.7). At these levels, the market is pricing in 3.6% annual earnings growth.

Technical Outlook: Technically, USIO is in a downtrend. The price is approaching resistance at $1.41. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.

Market Sentiment: USIO has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $5.12 (+263.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position EXTENDED
Fair Price Range $1.34 - $1.39
Company Quality Score 59/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 65.2%

All Signals

  • BEARISH: Price extended above range
  • BULLISH: Strong technical setup (60/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 263.5% below Wall St target ($5.12)
  • BULLISH: Expecting earnings turnaround to 3.6% growth with -0.7% revenue growth

Fair Price Analysis

30-Day Fair Range $1.34 - $1.39
Current vs Fair Value EXTENDED

Support & Resistance Levels

Support Level $1.34
Resistance Level $1.41
Current Trend Downtrend

Fundamental Context

Forward P/E (Next Year Est.) 35.25
Wall Street Target $5.13 (+263.5%)
Revenue Growth (YoY) -0.7%
Earnings Growth (YoY) -63.3%
Profit Margin -0.5%
Valuation Premium vs History +3.6% premium
PE vs Historical 35.3 vs 31.7 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): +3.6% (market-implied from PE analysis)
1-Year Target $1.46 (+4%)
2-Year Target $1.51 (+7%)
3-Year Target $1.57 (+11%)
3-Yr Target (if PE normalizes) (PE: 35→32) PE COMPRESSION $1.41 (0%)
Earnings growth offset by PE compression
Last updated: January 31, 2026 12:41 PM ET
Data refreshes hourly during market hours. Next update: 1:41 PM
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Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
0
Sells
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Net
NEUTRAL

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Advanced USIO Option Strategies

Professional options setups generated by AI based on today's USIO price and gamma walls.

Iron Condor Bull Call Bear Put Collar

More Analysis for USIO

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