ZION Stock Analysis: Buy, Sell, or Hold?
ZION - Zions Bancorporation N.A.
$57.52
1.93 (3.47%)
▲
5d:
+2.31%
30d:
-1.07%
90d:
-2.23%
BUY
HIGH Confidence
Analysis Updated: Mar 31, 2026 12:00 AM ET
Earnings: Apr 20, 2026
19d
Smart Money Distribution
ZION is up 9.4% this week, but smart money is buying puts. Top strike: $50 2026-04-17 with 1,088 OI. Put ratio: 64% View Scanner →
Strength: 6.1/10
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: ZION shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: ZION shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$76.09
Based on 4.8% avg growth
INTRINSIC VALUE TODAY
$47.24
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ZION is currently trading at $57.52, which is considered fair relative to its 30-day fair value range of $54.18 to $59.01. The stock's valuation (Forward PE: 8.5) is in line with its historical norms (9.2). Remarkably, the market is currently pricing in an annual earnings decline of 2.6% over the next few years. This pessimistic expectation contrasts with the company's recent 31.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ZION is in a strong uptrend. The price is approaching resistance at $57.42. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.5% recently.
Market Sentiment: ZION has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $66.27 (+19.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ZION is in a strong uptrend. The price is approaching resistance at $57.42. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.5% recently.
Market Sentiment: ZION has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $66.27 (+19.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$54.18 -
$59.01
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
85.7%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.5%)
- BULLISH: Trading below Wall St target ($66.27)
Fair Price Analysis
30-Day Fair Range
$54.18 -
$59.01
Current vs Fair Value
FAIR
Support & Resistance Levels
Support Level
$52.70
Resistance Level
$57.42
Current Trend
Strong Uptrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.48
Wall Street Target
$66.27
(+19.2%)
Revenue Growth (YoY)
13.6%
Earnings Growth (YoY)
31.4%
Profit Margin
27.1%
Valuation Discount vs History
-2.6% cheaper
PE vs Historical
8.5 vs 9.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.6%
(market-implied from PE analysis)
1-Year Target
$54.14
(-3%)
2-Year Target
$52.74
(-5%)
3-Year Target
$51.37
(-8%)
3-Yr Target (if PE normalizes)
(PE: 8→9)
$55.75
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 5.5%)
$172.30
(+210%)
Base:
(SPY PE: 8.5, Growth: 5.5%)
$65.35
(+18%)
Bear:
(PE: 7.2, Growth: 5.5%)
$55.54
(0%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (9x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 8.99 | Current EPS (TTM): $6.01
Bull Case
$64.86
(+18%)
Analyst growth 9.1%, PE expands to 9.9
Base Case
$58.96
(+7%)
Market implied 9.1%, PE stable at 9.0
Bear Case
$36.75
(-33%)
Severe decline -20.0%, PE contracts to 7.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.5 to 9.2
Stabilization Target:
$60.34
(+8.5%)
PE Expansion Potential:
+8.5%
Share & Embed Analysis
Last updated: March 31, 2026 2:35 PM ET
Data refreshes hourly during market hours. Next update: 3:35 PM
Data refreshes hourly during market hours. Next update: 3:35 PM
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Technical Signals Check
Is ZION showing a specific setup today?
Insider Activity (6 Months)
1
Buys
8
Sells
Net
INSIDERS SELLING
Recent Transactions
Harris H Simmons
BUY
4500 shares
2026-02-24
Jason D Arbuckle
SELL
190 shares
2026-02-20
Jennifer Anne Smith
SELL
2089 shares
2026-02-18
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Advanced ZION Option Strategies
Professional options setups generated by AI based on today's ZION price and gamma walls.
