COF vs UBFO

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jan 31, 2026

COF

56.6
AI Score
VS
UBFO Wins

UBFO

65.2
AI Score

Investment Advisor Scores

COF

Jan 31, 2026
57score
Recommendation
HOLD

UBFO

Jan 31, 2026
65score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric COF UBFO Winner
Forward P/E 10.3627 0 Tie
PEG Ratio 0.5031 0 Tie
Revenue Growth 51.6% 6.6% COF
Earnings Growth 22.2% 4.5% COF
Tradestie Score 56.6/100 65.2/100 UBFO
Profit Margin 7.5% 24.8% UBFO
Beta 1.00 1.00 Tie
Implied Volatility N/A N/A Tie
AI Recommendation HOLD BUY UBFO

Frequently Asked Questions

Based on our detailed analysis, UBFO is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.