NIC vs USB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Feb 03, 2026

NIC

55.8
AI Score
VS
USB Wins

USB

61.4
AI Score

Investment Advisor Scores

NIC

56score
Recommendation
HOLD

USB

61score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric NIC USB Winner
Forward P/E 0 11.274 Tie
PEG Ratio 0 1.3588 Tie
Revenue Growth 12.9% 5.3% NIC
Earnings Growth 20.4% 24.3% USB
Tradestie Score 55.8/100 61.4/100 USB
Profit Margin 38.9% 28.7% NIC
Beta 1.00 1.00 Tie
AI Recommendation HOLD BUY USB

Frequently Asked Questions

Based on our detailed analysis, USB is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.