OPFI vs SOFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jan 28, 2026

OPFI

54.0
AI Score
VS
SOFI Wins

SOFI

55.9
AI Score

Investment Advisor Scores

OPFI

54score
Recommendation
HOLD

SOFI

56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric OPFI SOFI Winner
Forward P/E 5.7937 43.8596 OPFI
PEG Ratio 0 1.9915 Tie
Revenue Growth 18.3% 37.8% SOFI
Earnings Growth 266.4% 105.9% OPFI
Tradestie Score 54.0/100 55.9/100 SOFI
Profit Margin 1.2% 19.5% SOFI
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Frequently Asked Questions

Based on our detailed analysis, SOFI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.