UBFO vs COF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Feb 02, 2026

UBFO

65.2
AI Score
VS
UBFO Wins

COF

56.6
AI Score

Investment Advisor Scores

UBFO

65score
Recommendation
BUY

COF

57score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric UBFO COF Winner
Net Income 8.87M 4.75B COF
ROE 6.5% 7.8% COF
ROA 0.7% 1.0% COF
Total Assets 1.24B 490.14B COF
Free Cash Flow 17.15M 16.95B COF

Frequently Asked Questions

Based on our detailed analysis, UBFO is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.