VEL vs CRCL

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jan 31, 2026

VEL

63.0
AI Score
VS
VEL Wins

CRCL

52.2
AI Score

Investment Advisor Scores

VEL

63score
Recommendation
BUY

CRCL

52score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric VEL CRCL Winner
Net Income 70.26M -202.92M VEL
ROE 11.1% -6.7% VEL
ROA 1.0% -0.3% VEL
Total Assets 6.96B 76.78B CRCL
Cash 98.96M 1.35B CRCL
Free Cash Flow 22.43M 281.55M CRCL

Frequently Asked Questions

Based on our detailed analysis, VEL is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.