VLY vs USB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jan 28, 2026

VLY

56.5
AI Score
VS
USB Wins

USB

59.5
AI Score

Investment Advisor Scores

VLY

57score
Recommendation
HOLD

USB

60score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric VLY USB Winner
Net Income 402.58M 6.30B USB
ROE 5.2% 10.8% USB
ROA 0.6% 0.9% USB
Total Assets 63.02B 678.32B USB

Frequently Asked Questions

Based on our detailed analysis, USB is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.