HealthEquity Inc provides solutions that allow consumers to make healthcare saving and spending decisions. It provides payment processing services, personalized benefit information, the ability to earn wellness incentives, and investment advice to grow their tax-advantaged healthcare savings. It manages consumers' tax-advantaged health savings accounts (HSAs) and other consumer-directed benefits (CDBs) offered by employers, including flexible spending accounts and health reimbursement arrangements (FSAs and HRAs), and administers Consolidated Omnibus Budget Reconciliation Act (COBRA), commuter and other benefits. It also provides investment advisory services to customers whose account balances exceed a certain threshold. HealthEquity generates its revenue in the United States.
Quick Stats
Feb 02, 202664.0
AI Score
BUY1.46
Volume Ratio
Mar 17, 2026
Next Earnings
16
+ve Days (30d)
14
-ve Days (30d)
HQY Stock Summary
Last updated Feb 02, 2026
HQY is currently trading at $87.07, positioned below its 200-day moving average of $94.82, suggesting bearish momentum. The stock has a 52-week range of $74.07 to $116.65.
Technical Analysis: The 50-day moving average stands at $93.24, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 46.982, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is -0.09, which is negative, suggesting distribution or selling pressure. Our AI-powered investment score rates HQY at 64.0/100 with a BUY recommendation.
HQY (HealthEquity, Inc) Indicators
Last updated Feb 02, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 46.982 |
| CMF (20) | -0.09 |
| ROC (10) | 1.991 |
| ADX (14) | 17.542 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | -2.387 |
| AROONOSC (14) | -78.571 |
| WILLAMS %R (14) | -35.294 |
| MFI (14) | 60.312 |
HQY Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
HQY Price vs Max Options Open Interest
HQY Max Change In Options Open Interest
HQY Options - Sort by Max open Interest (near term)
3rd February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
HQY Daily Out of Money Options - Sort by Max open Interest (near term)
3rd February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
HQY Daily In the Money Options - Sort by Max open Interest (near term)
3rd February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
HQY Most Active Options by Volume(near term)
3rd February 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
HealthEquity, Inc is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
HQY Moving Averages Analysis
HQY (HealthEquity, Inc) Simple Moving Averages
Moving Averages are last updated Feb 02, 2026
| Days | MA |
|---|---|
| 10 | 84.65 |
| 20 | 87.63 |
| 30 | 89.48 |
| 50 | 93.24 |
| 100 | 93.8 |
| 200 | 94.82 |
HQY Fundamental Analysis
| P/E (Forward) | 19.1571 |
| P/E (Trailing) | 39.2982 |
| Market Cap ($) | 7.4 billion |
| Earnings/Share ($) | 2.18 |
| Net Proft Margin (%) | 0.1486 |
| Dividend/Share ($) | -- |
| EPS Estimate Current Year ($) | 3.954 |
| EPS Estimate Next Year ($) | 4.5661 |
| WallStreet Target Price ($) | 119.125 |
| Most Recent Quarter |