United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which accepts deposits, makes loans (for personal, credit card, commercial, and construction uses), provides brokerage services, safe deposit boxes, and related services.
Quick Stats
Jan 30, 202664.5
AI Score
BUY2.31
Volume Ratio
Apr 23, 2026
Next Earnings
14
+ve Days (30d)
16
-ve Days (30d)
UBSI Stock Summary
Last updated Jan 30, 2026
UBSI is currently trading at $42.33, positioned above its 200-day moving average of $37.18, indicating a long-term uptrend. The stock has a 52-week range of $30.505 to $43.775.
Technical Analysis: The 50-day moving average stands at $39.35, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 64.122, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.173, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates UBSI at 64.5/100 with a BUY recommendation.
UBSI (United Bankshares Inc) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 64.122 |
| CMF (20) | 0.173 |
| ROC (10) | 2.668 |
| ADX (14) | 27.951 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 0.849 |
| AROONOSC (14) | 50.0 |
| WILLAMS %R (14) | -34.861 |
| MFI (14) | 70.317 |
UBSI Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
UBSI Price vs Max Options Open Interest
UBSI Max Change In Options Open Interest
UBSI Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UBSI Daily Out of Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UBSI Daily In the Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UBSI Most Active Options by Volume(near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
United Bankshares Inc is above both 50 Day and 200 Day SMA which is considered Bullish.
UBSI Moving Averages Analysis
United Bankshares Inc has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on Jan 30, 2026
United Bankshares Inc has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
UBSI (United Bankshares Inc) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 41.81 |
| 20 | 40.84 |
| 30 | 40.38 |
| 50 | 39.35 |
| 100 | 37.98 |
| 200 | 37.18 |
UBSI Fundamental Analysis
| P/E (Forward) | 13.5501 |
| P/E (Trailing) | 12.7645 |
| Market Cap ($) | 5.8 billion |
| Earnings/Share ($) | 3.27 |
| Net Proft Margin (%) | 0.3817 |
| Dividend/Share ($) | 1.48 |
| EPS Estimate Current Year ($) | 3.518 |
| EPS Estimate Next Year ($) | 3.75 |
| WallStreet Target Price ($) | 45.2 |
| Most Recent Quarter |