Target Price Playground
UNH
$304.33
๐ข
UNH IV: 35.4% โ LOW
(-39.0% vs 30d avg of 58.1%)
Options are cheap vs 30d avg โ good time to BUY options (long calls/puts, debit spreads).
Forward Projection
If price hits $340 by Jun 19
Historical Backtest
Coming soon
Signal Backtest
Coming soon
๐ Strategy
Long Stock
Long Call
Long Put
Bull Call Spread
Bear Put Spread
Covered Call
Protective Put
Cash-Secured Put
Diagonal Put Spread
Long Straddle
Moderately bullish. Debit, capped max profit + loss.
๐ฏ Target
67d from today
โ๏ธ Legs
LONG CALL ยท $305 ยท Jun '26
Qty 1 ยท Premium $19.29 ยท ฮ 0.55
SHORT CALL ยท $330 ยท Jun '26
Qty 1 ยท Premium $7.8 ยท ฮ 0.31
P&L at Expiry
Stock (100 sh)
Bull Call Spread
Now
Target
๐ก Stock vs Options at Target
If UNH hits $340 by Jun 19: the bull call spread returns +$1,351 (117.6%) on $1,149 risked, vs +$3,567 (11.7%) for 100 shares on $30,433. Options give 10.1ร capital efficiency.
๐ Expiry
Options expire Jun 19, 2026 (67 days out). P&L shown is the value at expiry if UNH is at $340. Use the 30d / 60d / 90d / 180d pills to compare different expiries.
๐ Projected Return
P&L if UNH hits $340 by Jun 19
+$1,351
+117.6% on $1,149 risked
Max Profit
+$1,351
If the stock โฅ $330 at expiry
Max Loss
โ$1,149
Net debit
Break-even
$316.49
+4.0% from spot
Prob. of Target Hit
44%
IV-implied, 67d (rough)
Net ฮ / ฮ / V
23.76 / -4.2 / 3.83
per spread, per $1 move / day / vol pt
๐ Notes for each mode (not shown on real page)
Forward Projection
Reprices legs at (target_price, target_date) via Black-Scholes. Works on existing BS service. Simplest mode โ ship first.
Reprices legs at (target_price, target_date) via Black-Scholes. Works on existing BS service. Simplest mode โ ship first.
Historical Backtest
Uses our historical options chains to replay this exact strategy over past expirations. Needs: date picker, "rolling every N days", cumulative P&L chart.
Uses our historical options chains to replay this exact strategy over past expirations. Needs: date picker, "rolling every N days", cumulative P&L chart.
Signal Backtest
"Run this strategy on every BUY-rated stock with score โฅ 80 for last 90d." Reuses score_backtest pipeline + strategy overlay.
"Run this strategy on every BUY-rated stock with score โฅ 80 for last 90d." Reuses score_backtest pipeline + strategy overlay.
Solve for Return
Inverse: user says "+50% in 90d", system solves for required price move, shows IV-implied probability. Pure math.
Inverse: user says "+50% in 90d", system solves for required price move, shows IV-implied probability. Pure math.
๐ P&L Scenarios โ what happens at different prices and dates
| UNH Price | Today | May 5 | May 27 | Jun 19 (exp) |
|---|---|---|---|---|
| $243 (-20%) | -$1,050 | -$1,106 | -$1,144 | -$1,149 |
| $259 (-15%) | -$931 | -$1,022 | -$1,118 | -$1,149 |
| $274 (-10%) | -$745 | -$855 | -$1,017 | -$1,149 |
| $289 (-5%) | -$493 | -$590 | -$771 | -$1,149 |
| $298 (-2%) | -$319 | -$391 | -$539 | -$1,149 |
| $304 (0%) โ spot | -$197 | -$246 | -$354 | -$1,149 |
| $310 (+2%) | -$73 | -$97 | -$153 | -$607 |
| $320 (+5%) | +$113 | +$129 | +$158 | +$306 |
| $335 (+10%) | +$407 | +$483 | +$633 | +$1,351 |
| $340 (+12%) โ target | +$500 | +$593 | +$768 | +$1,351 |
| $350 (+15%) | +$663 | +$777 | +$979 | +$1,351 |
| $365 (+20%) | +$869 | +$995 | +$1,182 | +$1,351 |
Uses UNH's current IV for repricing. P&L includes all legs (stock + options). Qty: 1x.