Target Price Playground
UNH
$304.33
๐ข
UNH IV: 35.4% โ LOW
(-39.0% vs 30d avg of 58.1%)
Options are cheap vs 30d avg โ good time to BUY options (long calls/puts, debit spreads).
Forward Projection
If price hits $350 by Jun 19
Historical Backtest
Coming soon
Signal Backtest
Coming soon
๐ Strategy
Long Stock
Long Call
Long Put
Bull Call Spread
Bear Put Spread
Covered Call
Protective Put
Cash-Secured Put
Diagonal Put Spread
Long Straddle
Bet on big move in either direction. Two premiums paid.
๐ฏ Target
67d from today
โ๏ธ Legs
LONG CALL ยท $305 ยท Jun '26
Qty 1 ยท Premium $19.29 ยท ฮ 0.55
LONG PUT ยท $305 ยท Jun '26
Qty 1 ยท Premium $17.45 ยท ฮ -0.45
P&L at Expiry
Stock (100 sh)
Long Straddle
Now
Target
๐ก Stock vs Options at Target
If UNH hits $350 by Jun 19: the long straddle returns +$826 (22.5%) on $3,674 risked, vs +$4,567 (15.0%) for 100 shares on $30,433. Options give 1.5ร capital efficiency.
๐ Expiry
Options expire Jun 19, 2026 (67 days out). P&L shown is the value at expiry if UNH is at $350. Use the 30d / 60d / 90d / 180d pills to compare different expiries.
๐ Projected Return
P&L if UNH hits $350 by Jun 19
+$826
+22.5% on $3,674 risked
Max Profit
Unlimited
Unlimited on a big move
Max Loss
โ$3,674
Both premiums paid
Break-even
$268.26
-11.85% from spot
Prob. of Target Hit
32%
IV-implied, 67d (rough)
Net ฮ / ฮ / V
9.22 / -27.21 / 103.34
per spread, per $1 move / day / vol pt
๐ Notes for each mode (not shown on real page)
Forward Projection
Reprices legs at (target_price, target_date) via Black-Scholes. Works on existing BS service. Simplest mode โ ship first.
Reprices legs at (target_price, target_date) via Black-Scholes. Works on existing BS service. Simplest mode โ ship first.
Historical Backtest
Uses our historical options chains to replay this exact strategy over past expirations. Needs: date picker, "rolling every N days", cumulative P&L chart.
Uses our historical options chains to replay this exact strategy over past expirations. Needs: date picker, "rolling every N days", cumulative P&L chart.
Signal Backtest
"Run this strategy on every BUY-rated stock with score โฅ 80 for last 90d." Reuses score_backtest pipeline + strategy overlay.
"Run this strategy on every BUY-rated stock with score โฅ 80 for last 90d." Reuses score_backtest pipeline + strategy overlay.
Solve for Return
Inverse: user says "+50% in 90d", system solves for required price move, shows IV-implied probability. Pure math.
Inverse: user says "+50% in 90d", system solves for required price move, shows IV-implied probability. Pure math.
๐ P&L Scenarios โ what happens at different prices and dates
| UNH Price | Today | May 5 | May 27 | Jun 19 (exp) |
|---|---|---|---|---|
| $243 (-20%) | +$2,511 | +$2,416 | +$2,403 | +$2,480 |
| $259 (-15%) | +$1,373 | +$1,120 | +$939 | +$958 |
| $274 (-10%) | +$531 | +$98 | -$349 | -$564 |
| $289 (-5%) | +$62 | -$521 | -$1,238 | -$2,085 |
| $298 (-2%) | -$24 | -$663 | -$1,486 | -$2,998 |
| $304 (0%) โ spot | -$0 | -$659 | -$1,516 | -$3,607 |
| $310 (+2%) | +$88 | -$578 | -$1,437 | -$3,132 |
| $320 (+5%) | +$332 | -$318 | -$1,129 | -$2,219 |
| $335 (+10%) | +$1,008 | +$434 | -$206 | -$698 |
| $350 (+15%) โ target | +$1,961 | +$1,497 | +$1,054 | +$826 |
| $365 (+20%) | +$3,116 | +$2,761 | +$2,475 | +$2,346 |
Uses UNH's current IV for repricing. P&L includes all legs (stock + options). Qty: 1x.