ACIW Stock Analysis: Buy, Sell, or Hold?
ACIW - ACI Worldwide, Inc.
$54.88
2.35 (4.47%)
▲
5d:
+17.62%
30d:
+25.55%
90d:
+33.98%
WAIT
LOW Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Aug 06, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR BETTER ENTRY: ACIW is 20.5% above its trading range ($45.53). Market expects 6.0% annual growth, but current price leaves little margin for error. While momentum could continue, risk/reward favors waiting for a pullback.
⏸️ WAIT FOR BETTER ENTRY: ACIW is 20.5% above its trading range ($45.53). Market expects 6.0% annual growth, but current price leaves little margin for error. While momentum could continue, risk/reward favors waiting for a pullback.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$64.19
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$39.86
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACIW is currently trading at $54.88, which is considered extended relative to its 30-day fair value range of $42.18 to $45.53. From a valuation perspective, the stock is trading at a premium (Forward PE: 14.3) compared to its historical average (12.0). At these levels, the market is pricing in 6.0% annual earnings growth.
Technical Outlook: Technically, ACIW is in a uptrend. The price is approaching resistance at $54.95. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 4.5% recently.
Market Sentiment: ACIW has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $65.33 (+19.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, ACIW is in a uptrend. The price is approaching resistance at $54.95. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 4.5% recently.
Market Sentiment: ACIW has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $65.33 (+19.0%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$42.18 -
$45.53
Company Quality Score
64/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price significantly overextended (+20.5% above its trading range)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+4.5%)
- BULLISH: Trading below Wall St target ($65.33)
- BULLISH: Expecting earnings turnaround to 6.0% growth with 7.9% revenue growth
- WARNING: Recommendation downgraded due to 20.5% overvaluation
Trading Range Analysis
30-Day Trading Range
$42.18 -
$45.53
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$42.55
Resistance Level
$54.95
Current Trend
Uptrend
Technical data as of
Jul 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
14.34
Wall Street Target
$65.33
(+19.0%)
Revenue Growth (YoY)
7.9%
Earnings Growth (YoY)
-32.7%
Profit Margin
11.5%
Valuation Premium vs History
+6.0% premium
PE vs Historical
14.3 vs 12.0
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+6.0%
(market-implied from PE analysis)
1-Year Target
$58.17
(+6%)
2-Year Target
$61.66
(+12%)
3-Year Target
$65.36
(+19%)
3-Yr Target (if PE normalizes)
(PE: 14→12)
PE COMPRESSION
$54.69
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 9.9%)
$110.51
(+101%)
Base:
(SPY PE: 14.3, Growth: 9.9%)
$72.76
(+33%)
Bear:
(PE: 12.0, Growth: 9.9%)
$60.88
(+11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (27x PE), but valuation improves significantly next year (14x PE) as earnings recover.
Trailing PE: 26.53 | Current EPS (TTM): $1.98
Bull Case
$111.68
(+104%)
Analyst growth 93.3%, PE expands to 29.2
Base Case
$101.52
(+85%)
Market implied 93.3%, PE stable at 26.5
Bear Case
$35.72
(-35%)
Severe decline -20.0%, PE contracts to 22.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 04, 2026 12:20 PM ET
Data refreshes hourly during market hours. Next update: 1:20 PM
Data refreshes hourly during market hours. Next update: 1:20 PM
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Technical Signals Check
Is ACIW showing a specific setup today?
Insider Activity (6 Months)
2
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Juan Benitez II
BUY
2400 shares
2026-03-03
Adalio T Sanchez
BUY
3000 shares
2026-03-02
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