ACNB Stock Analysis: Buy, Sell, or Hold?
ACNB - ACNB Corp
$52.53
-0.06 (-0.11%)
▼
5d:
-1.89%
30d:
+4.08%
90d:
-0.04%
BUY
MODERATE Confidence
Analysis Updated: May 14, 2026 12:00 AM ET
Earnings: Jul 23, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: ACNB shows positive signals but monitor for confirmation. Market pricing in 0.1% decline. Moderate conviction.
💡 BUY OPPORTUNITY: ACNB shows positive signals but monitor for confirmation. Market pricing in 0.1% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$60.17
Based on 2.6% avg growth
INTRINSIC VALUE TODAY
$37.36
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACNB is currently trading at $52.53, which is considered slightly high relative to its 30-day fair value range of $50.17 to $52.59. The stock's valuation (Forward PE: 9.6) is in line with its historical norms (9.7). Remarkably, the market is currently pricing in an annual earnings decline of 0.1% over the next few years. This pessimistic expectation contrasts with the company's recent 34.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ACNB is in a uptrend. The price is approaching resistance at $53.93. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACNB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ACNB is in a uptrend. The price is approaching resistance at $53.93. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACNB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$50.17 -
$52.59
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
71.4%
All Signals
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($57.00)
Trading Range Analysis
30-Day Trading Range
$50.17 -
$52.59
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$50.60
Resistance Level
$53.93
Current Trend
Uptrend
Technical data as of
May 14, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.64
Wall Street Target
$57.00
(+8.4%)
Revenue Growth (YoY)
42.7%
Earnings Growth (YoY)
34.8%
Profit Margin
32.1%
Valuation Discount vs History
-0.1% cheaper
PE vs Historical
9.6 vs 9.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.1%
(market-implied from PE analysis)
1-Year Target
$52.54
(0%)
2-Year Target
$52.48
(0%)
3-Year Target
$52.43
(0%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
$52.78
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.0, Growth: 1.2%)
$124.69
(+137%)
Base:
(SPY PE: 9.6, Growth: 1.2%)
$54.51
(+4%)
Bear:
(PE: 8.2, Growth: 1.2%)
$46.34
(-12%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 10.61 | Current EPS (TTM): $4.95
Bull Case
$63.71
(+21%)
Analyst growth 10.3%, PE expands to 11.7
Base Case
$57.92
(+10%)
Market implied 10.3%, PE stable at 10.6
Bear Case
$35.72
(-32%)
Severe decline -20.0%, PE contracts to 9.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.6 to 9.7
Stabilization Target:
$52.94
(+0.7%)
PE Expansion Potential:
+0.7%
Share & Embed Analysis
Last updated: May 15, 2026 10:30 AM ET
Data refreshes hourly during market hours. Next update: 11:30 AM
Data refreshes hourly during market hours. Next update: 11:30 AM
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Technical Signals Check
Is ACNB showing a specific setup today?
Insider Activity (6 Months)
3
Buys
4
Sells
Net
INSIDERS SELLING
Recent Transactions
Frank Elsner III
BUY
5 shares
2026-03-13
Kevin J Hayes
SELL
750 shares
2026-02-03
Brett D Fulk
SELL
1486 shares
2026-01-26
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