ACNB Stock Analysis: Buy, Sell, or Hold?
ACNB - ACNB Corp
$60.25
-1.00 (-1.63%)
▼
5d:
+3.19%
30d:
+12.16%
90d:
+25.39%
HOLD
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 23, 2026
18d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ACNB is fairly valued with market pricing in 4.0% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: ACNB is fairly valued with market pricing in 4.0% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$61.32
Based on 2.7% avg growth
INTRINSIC VALUE TODAY
$38.07
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ACNB is currently trading at $60.25, which is considered extended relative to its 30-day fair value range of $54.34 to $58.96. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.0) compared to its historical average (9.8). At these levels, the market is pricing in 4.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, ACNB is in a strong uptrend. The price is approaching resistance at $61.73. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACNB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ACNB is in a strong uptrend. The price is approaching resistance at $61.73. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ACNB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$54.34 -
$58.96
Company Quality Score
66/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($59.67)
- NEUTRAL: Market pricing in 4.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$54.34 -
$58.96
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$56.17
Resistance Level
$61.73
Current Trend
Strong Uptrend
Technical data as of
Jul 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.00
Wall Street Target
$59.67
(-1.0%)
Revenue Growth (YoY)
42.7%
Earnings Growth (YoY)
34.8%
Profit Margin
32.1%
Valuation Premium vs History
+4.0% premium
PE vs Historical
11.0 vs 9.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.0%
(market-implied from PE analysis)
1-Year Target
$62.66
(+4%)
2-Year Target
$65.17
(+8%)
3-Year Target
$67.77
(+13%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$60.38
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 1.4%)
$124.51
(+107%)
Base:
(SPY PE: 11.0, Growth: 1.4%)
$62.88
(+4%)
Bear:
(PE: 9.3, Growth: 1.4%)
$53.45
(-11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.37 | Current EPS (TTM): $4.95
Bull Case
$74.55
(+24%)
Analyst growth 10.7%, PE expands to 13.6
Base Case
$67.78
(+13%)
Market implied 10.7%, PE stable at 12.4
Bear Case
$41.65
(-31%)
Severe decline -20.0%, PE contracts to 10.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 03, 2026 10:09 PM ET
Data refreshes hourly during market hours. Next update: 11:09 PM
Data refreshes hourly during market hours. Next update: 11:09 PM
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Technical Signals Check
Is ACNB showing a specific setup today?
Insider Activity (6 Months)
1
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Frank Elsner III
BUY
5 shares
2026-03-13
Kevin J Hayes
SELL
750 shares
2026-02-03
Brett D Fulk
SELL
1486 shares
2026-01-26
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