BMO Stock Analysis: Buy, Sell, or Hold?
BMO - Bank of Montreal
$136.15
-5.25 (-3.71%)
▼
BUY
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Feb 24, 2026
23d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: BMO shows positive signals but monitor for confirmation. Market pricing in 0.1% decline. Moderate conviction.
💡 BUY OPPORTUNITY: BMO shows positive signals but monitor for confirmation. Market pricing in 0.1% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$216.88
Based on 9.0% avg growth
INTRINSIC VALUE TODAY
$134.67
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: BMO is currently trading at $136.15, which is considered slightly high relative to its 30-day fair value range of $130.97 to $137.19. The stock's valuation (Forward PE: 9.1) is in line with its historical norms (9.1). Remarkably, the market is currently pricing in an annual earnings decline of 0.1% over the next few years. This pessimistic expectation contrasts with the company's recent 1.1% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, BMO is in a uptrend. The price is currently testing key support at $133.62. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 3.7% recently.
Market Sentiment: BMO has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, BMO is in a uptrend. The price is currently testing key support at $133.62. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 3.7% recently.
Market Sentiment: BMO has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Fair Price Range
$130.97 -
$137.19
Company Quality Score
66/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
64.3%
All Signals
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-3.7%)
- BEARISH: Trading above Wall St target ($129.44)
Fair Price Analysis
30-Day Fair Range
$130.97 -
$137.19
Current vs Fair Value
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$133.62
Resistance Level
$141.63
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
9.08
Wall Street Target
$129.44
(-8.5%)
Revenue Growth (YoY)
15.5%
Earnings Growth (YoY)
1.1%
Profit Margin
26.7%
Valuation Discount vs History
-0.1% cheaper
PE vs Historical
9.1 vs 9.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.1%
(market-implied from PE analysis)
1-Year Target
$141.26
(0%)
2-Year Target
$141.12
(0%)
3-Year Target
$140.98
(0%)
3-Yr Target (if PE normalizes)
(PE: 9→9)
$141.22
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 13.9%)
$512.73
(+263%)
Base:
(SPY PE: 9.1, Growth: 13.9%)
$208.86
(+48%)
Bear:
(PE: 7.7, Growth: 13.9%)
$177.53
(+26%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (17x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 16.69 | Current EPS (TTM): $8.34
Bull Case
$285.84
(+110%)
Analyst growth 86.6%, PE expands to 18.4
Base Case
$259.86
(+91%)
Market implied 86.6%, PE stable at 16.7
Bear Case
$94.68
(-31%)
Severe decline -20.0%, PE contracts to 14.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.1 to 9.1
Stabilization Target:
$141.65
(+0.2%)
PE Expansion Potential:
+0.2%
Last updated: January 31, 2026 1:05 AM ET
Data refreshes hourly during market hours. Next update: 2:05 AM
Data refreshes hourly during market hours. Next update: 2:05 AM
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Technical Signals Check
Is BMO showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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