CHYM Stock Analysis: Buy, Sell, or Hold?

CHYM - Chime Financial, Inc. Class A Common Stock

FINANCE SERVICES
$24.03
-1.39 (-5.47%) ▼
5d: -10.64%
30d: -4.53%
90d: +40.94%
WAIT
LOW Confidence
Last Updated: February 2, 2026
Earnings: Feb 25, 2026 22d
Smart Money Accumulation

CHYM is down 3.9% this week, but smart money is accumulating calls. Top strike: $30 2026-03-20 with 2,703 OI. Call ratio: 78% View Scanner →

Strength: 4.8/10

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Interactive Price Chart (1 Month)

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Bottom Line:
⏸️ WAIT FOR STABILIZATION: CHYM is down 10.6% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.

In-depth Analysis How we analyze

Valuation Analysis: CHYM is currently trading at $24.03, which is considered oversold relative to its 30-day fair value range of $25.49 to $27.36.

Technical Outlook: Technically, CHYM is in a strong uptrend. The price is currently testing key support at $23.93. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 5.5% recently.

Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Current signals suggest waiting for a better entry point before initiating new positions.

Quick Decision Summary

Current Position OVERSOLD
Fair Price Range $25.49 - $27.36
Company Quality Score 57/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 74.7%

All Signals

  • BULLISH: Price oversold vs 30-day range
  • NEUTRAL: Mixed technical signals (40/100)
  • BULLISH: High volume confirmation
  • BEARISH: Downward momentum (-5.5%)
  • WARNING: Recommendation downgraded due to -10.6% 5-day decline - wait for stabilization

Fair Price Analysis

30-Day Fair Range $25.49 - $27.36
Current vs Fair Value OVERSOLD

Support & Resistance Levels

Support Level $23.93
Resistance Level $27.74
Current Trend Strong Uptrend

Fundamental Context

Revenue Growth (YoY) 32.3%
Earnings Growth (YoY) -20.4%
Profit Margin -1.6%
Last updated: February 02, 2026 4:18 PM ET
Data refreshes hourly during market hours. Next update: 5:18 PM
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