EFSC Stock Analysis: Buy, Sell, or Hold?
EFSC - Enterprise Financial Services Corporation
$58.31
-1.06 (-1.79%)
▼
5d:
-2.54%
30d:
+1.71%
90d:
-4.08%
BUY
MODERATE Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Apr 27, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: EFSC shows positive signals but monitor for confirmation. Market pricing in 0.3% growth. Moderate conviction.
💡 BUY OPPORTUNITY: EFSC shows positive signals but monitor for confirmation. Market pricing in 0.3% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$73.31
Based on 5.0% avg growth
INTRINSIC VALUE TODAY
$45.52
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EFSC is currently trading at $58.31, which is considered fair relative to its 30-day fair value range of $57.62 to $59.31. The stock's valuation (Forward PE: 9.9) is in line with its historical norms (9.8). At these levels, the market is pricing in 0.3% annual earnings growth.
Technical Outlook: Technically, EFSC is in a uptrend. The price is currently testing key support at $57.69. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $65.80 (+12.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, EFSC is in a uptrend. The price is currently testing key support at $57.69. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $65.80 (+12.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$57.62 -
$59.31
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
73.3%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($65.80)
- BULLISH: Expecting earnings turnaround to 0.3% growth with 12.6% revenue growth
Trading Range Analysis
30-Day Trading Range
$57.62 -
$59.31
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$57.69
Resistance Level
$60.39
Current Trend
Uptrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.92
Wall Street Target
$65.80
(+12.8%)
Revenue Growth (YoY)
12.6%
Earnings Growth (YoY)
-0.8%
Profit Margin
28.9%
Valuation Premium vs History
+0.3% premium
PE vs Historical
9.9 vs 9.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.3%
(market-implied from PE analysis)
1-Year Target
$58.48
(+0%)
2-Year Target
$58.66
(+1%)
3-Year Target
$58.84
(+1%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$58.10
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 5.9%)
$154.11
(+164%)
Base:
(SPY PE: 9.9, Growth: 5.9%)
$69.29
(+19%)
Bear:
(PE: 8.4, Growth: 5.9%)
$58.90
(+1%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.20 | Current EPS (TTM): $5.30
Bull Case
$72.40
(+24%)
Analyst growth 10.9%, PE expands to 12.3
Base Case
$65.82
(+13%)
Market implied 10.9%, PE stable at 11.2
Bear Case
$40.37
(-31%)
Severe decline -20.0%, PE contracts to 9.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: May 16, 2026 2:53 AM ET
Data refreshes hourly during market hours. Next update: 3:53 AM
Data refreshes hourly during market hours. Next update: 3:53 AM
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Technical Signals Check
Is EFSC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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