EXFY Stock Analysis: Buy, Sell, or Hold?

EXFY - Expensify, Inc. Class A Common Stock

SERVICES-PREPACKAGED SOFTWARE
$1.45
0.00 (0.00%) β–²
5d: -4.61%
30d: -3.97%
90d: -8.81%
BUY
HIGH Confidence
Last Updated: February 2, 2026
Earnings: Feb 26, 2026 22d

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Interactive Price Chart (1 Month)

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πŸ’‘
Bottom Line:
βœ… BUY SIGNAL: EXFY shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.

In-depth Analysis How we analyze

Valuation Analysis: EXFY is currently trading at $1.45, which is considered fair relative to its 30-day fair value range of $1.41 to $1.50. The stock's valuation (Forward PE: 8.2) is in line with its historical norms (8.4). Remarkably, the market is currently pricing in an annual earnings decline of 0.8% over the next few years. This pessimistic expectation contrasts with the company's recent 2755.3% earnings growth, suggesting potential undervaluation if the company simply maintains stability.

Technical Outlook: Technically, EXFY is in a strong downtrend. Immediate support is located at $1.38, while resistance sits at $1.52.

Market Sentiment: EXFY has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $2.83 (+95.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position FAIR
Fair Price Range $1.41 - $1.50
Company Quality Score 62/100 (BUY)
Volume Confirmation HIGH
Confidence Score 83.3%

All Signals

  • NEUTRAL: Price in fair range
  • BULLISH: Strong technical setup (60/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 95.4% below Wall St target ($2.83)

Fair Price Analysis

30-Day Fair Range $1.41 - $1.50
Current vs Fair Value FAIR

Support & Resistance Levels

Support Level $1.38
Resistance Level $1.52
Current Trend Strong Downtrend

Fundamental Context

Forward P/E (Next Year Est.) 8.23
Wall Street Target $2.83 (+95.4%)
Revenue Growth (YoY) -1.0%
Earnings Growth (YoY) 2755.3%
Profit Margin -10.8%
Valuation Discount vs History -0.8% cheaper
PE vs Historical 8.2 vs 8.4 FAIR
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -0.8% (market-implied from PE analysis)
1-Year Target $1.44 (-1%)
2-Year Target $1.43 (-2%)
3-Year Target $1.42 (-2%)
3-Yr Target (if PE normalizes) (PE: 8β†’8) $1.44 (0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 22.3, Growth: 40.0%) $10.77 (+643%)
Base: (SPY PE: 8.2, Growth: 40.0%) $3.98 (+174%)
Bear: (PE: 7.0, Growth: 40.0%) $3.38 (+133%)
πŸ’‘ Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.2 to 8.4
Stabilization Target: $1.48 (+2.0%)
PE Expansion Potential: +2.0%
Last updated: February 03, 2026 8:41 AM ET
Data refreshes hourly during market hours. Next update: 9:41 AM
πŸ”₯ Top Stocks Breaking Out Now
Ticker Score Recommendation Change %
Technical Signals Check
Insider Activity (6 Months)
0
Buys
17
Sells
Net
INSIDERS SELLING
Recent Transactions
Anuradha Muralidharan SELL 14961 shares 2025-09-19
Ryan Schaffer SELL 2732 shares 2025-09-18
Jason Fahr Mills SELL 1812 shares 2025-09-18

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More Analysis for EXFY

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