EZPW Stock Analysis: Buy, Sell, or Hold?
EZPW - Ezcorp Inc
$27.19
1.17 (4.50%)
▲
5d:
+7.56%
30d:
+2.76%
90d:
+40.01%
HOLD
MODERATE Confidence
Analysis Updated: Apr 2, 2026 12:00 AM ET
Earnings: Apr 27, 2026
23d
Smart Money Accumulation
EZPW is down 3.3% this week, but smart money is accumulating calls. Top strike: $25 2026-04-17 with 42 OI. Call ratio: 100% View Scanner →
Strength: 6.7/10
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: EZPW is fairly valued with market pricing in 1.6% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: EZPW is fairly valued with market pricing in 1.6% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$36.68
Based on 7.2% avg growth
INTRINSIC VALUE TODAY
$22.77
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EZPW is currently trading at $27.19, which is considered extended relative to its 30-day fair value range of $25.36 to $26.52. The stock's valuation (Forward PE: 13.3) is in line with its historical norms (12.7). At these levels, the market is pricing in 1.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, EZPW is in a strong uptrend. The price is approaching resistance at $26.96. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 4.5% recently.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $32.80 (+20.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, EZPW is in a strong uptrend. The price is approaching resistance at $26.96. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 4.5% recently.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $32.80 (+20.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$25.36 -
$26.52
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
56.7%
Protect Your Profits
Holding EZPW? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+4.5%)
- BULLISH: Trading 20.6% below Wall St target ($32.80)
- NEUTRAL: Market pricing in 1.6% annual earnings growth - fairly valued
Fair Price Analysis
30-Day Fair Range
$25.36 -
$26.52
Current vs Fair Value
EXTENDED
Support & Resistance Levels
Support Level
$24.40
Resistance Level
$26.96
Current Trend
Strong Uptrend
Technical data as of
Apr 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.34
Wall Street Target
$32.80
(+20.6%)
Revenue Growth (YoY)
19.3%
Earnings Growth (YoY)
38.2%
Profit Margin
9.2%
Valuation Premium vs History
+1.6% premium
PE vs Historical
13.3 vs 12.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.6%
(market-implied from PE analysis)
1-Year Target
$27.63
(+2%)
2-Year Target
$28.07
(+3%)
3-Year Target
$28.52
(+5%)
3-Yr Target (if PE normalizes)
(PE: 13→13)
PE COMPRESSION
$27.14
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.6, Growth: 10.5%)
$56.60
(+108%)
Base:
(SPY PE: 13.3, Growth: 10.5%)
$36.72
(+35%)
Bear:
(PE: 11.3, Growth: 10.5%)
$31.21
(+15%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (16x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 16.20 | Current EPS (TTM): $1.57
Bull Case
$36.32
(+40%)
Analyst growth 29.8%, PE expands to 17.8
Base Case
$33.02
(+27%)
Market implied 29.8%, PE stable at 16.2
Bear Case
$17.30
(-33%)
Severe decline -20.0%, PE contracts to 13.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: April 02, 2026 7:38 PM ET
Data refreshes hourly during market hours. Next update: 8:38 PM
Data refreshes hourly during market hours. Next update: 8:38 PM
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Technical Signals Check
Is EZPW showing a specific setup today?
Insider Activity (6 Months)
0
Buys
5
Sells
Net
INSIDERS SELLING
Recent Transactions
Gary Tillett
SELL
10000 shares
2026-02-23
Pablo Lagos Espinosa
SELL
20000 shares
2026-02-19
Gary Tillett
SELL
10000 shares
2026-02-18
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Advanced EZPW Option Strategies
Professional options setups generated by AI based on today's EZPW price and gamma walls.
