Is MA stock a Buy, Sell, or Hold?

Based on our analysis, MA is currently a HOLD with moderate confidence. 📊 HOLD: MA shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.

What is the fair value of MA stock?

Our analysis estimates the fair value range for MA to be between $481.18 and $508.00. The current price is $539.39.

What is the analyst price target for MA?

The average Wall Street analyst price target for MA is $643.59. This implies a potential upside of 19.3% from current levels.

MA Stock Analysis: Buy, Sell, or Hold?

MA - Mastercard Incorporated

SERVICES-BUSINESS SERVICES, NEC

$539.39

16.95 (3.24%) ▲

5d: +10.32%

30d: +12.92%

90d: +9.71%

HOLD

MODERATE Confidence

Protect Your MA Gains

Analysis Updated: Jul 2, 2026 12:00 AM ET

Earnings: Jul 30, 2026 25d

Smart Money Distribution

None View Scanner →

Strength: 10.0/10

Get Alerted When MA Hits Your Target Price

Join 10,000+ traders who never miss a move

You're in! Check your email to confirm and set your target price.

100% Free No spam, ever Unsubscribe anytime

Interactive Price Chart (1 Month)

Loading historical data...

💡

Bottom Line:
📊 HOLD: MA shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.

See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

Adjust Growth Assumption: 15.9%

0% (Stagnation) 50% (Hyper Growth)

EST. PRICE IN 2031

$882.81

Based on 10.0% avg growth

INTRINSIC VALUE TODAY

$548.16

1.6% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 24.2x Exit PE.

View Full DCF Model

In-depth Analysis How we analyze

Valuation Analysis: MA is currently trading at $539.39, which is considered extended relative to its 30-day fair value range of $481.18 to $508.00. The stock's valuation (Forward PE: 23.7) is in line with its historical norms (24.2). Remarkably, the market is currently pricing in an annual earnings decline of 0.7% over the next few years. This pessimistic expectation contrasts with the company's recent 21.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.

Technical Outlook: Technically, MA is in a strong downtrend. The price is approaching resistance at $500.11. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.2% recently.

Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $643.59 (+19.3%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.

Quick Decision Summary

Current Position EXTENDED

Historical Trading Range $481.18 - $508.00

Company Quality Score 61/100 (BUY)

Volume Confirmation HIGH

Confidence Score 48.6%

Protect Your Profits

MA is technically overbought (RSI 71). Consider hedging now to protect against a potential pullback while keeping your upside.

View Profit Protection Plan

All Signals

BEARISH: Price extended above range (+6.2% above its trading range)
NEUTRAL: Mixed technical signals (45/100)
BULLISH: High volume confirmation
BULLISH: Strong upward momentum (+3.2%)
BULLISH: Trading below Wall St target ($643.59)

Trading Range Analysis

30-Day Trading Range $481.18 - $508.00

Current vs Trading Range EXTENDED

Support & Resistance Levels

Support Level $464.52

Resistance Level $500.11

Current Trend Strong Downtrend

Technical data as of Jun 9, 2026

Fundamental Context

Forward P/E (Next Year Est.) 23.67

Wall Street Target $643.59 (+19.3%)

Revenue Growth (YoY) 15.8%

Earnings Growth (YoY) 21.2%

Profit Margin 45.9%

Valuation Discount vs History -0.7% cheaper

PE vs Historical 23.7 vs 24.2 FAIR

Market-Implied Price Targets If current PE multiple persists

Implied Growth (YoY): -0.7% (market-implied from PE analysis)

1-Year Target $535.61 (-1%)

2-Year Target $531.86 (-1%)

3-Year Target $528.14 (-2%)

3-Yr Target (if PE normalizes) (PE: 24→24) $539.92 (+0%)

3-Year Scenarios Using analyst projected EPS growth

Bull: (PE: 23.7, Growth: 15.9%) $839.28 (+56%)

Base: (SPY PE: 21.8, Growth: 15.9%) $772.20 (+43%)

Bear: (PE: 18.5, Growth: 15.9%) $656.37 (+22%)

📈 Valuation based on Current Earnings

RECOVERY PLAY: Stock looks expensive now (30x PE), but valuation improves significantly next year (24x PE) as earnings recover.

Trailing PE: 30.27 | Current EPS (TTM): $17.26

Bull Case $758.68 (+41%)

Analyst growth 32.0%, PE expands to 33.3

Base Case $689.70 (+28%)

Market implied 32.0%, PE stable at 30.3

Bear Case $355.26 (-34%)

Severe decline -20.0%, PE contracts to 25.7

These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.

💡 Upside Surprise Potential

If earnings stabilize (0% growth), PE could expand from 23.7 to 24.2

Stabilization Target: $551.42 (+2.2%)

PE Expansion Potential: +2.2%

Share & Embed Analysis

Found this analysis useful? Share it with your community or embed the live chart on your blog.

Tweet Reddit

bloggers & journalists: you are free to use our charts with attribution.

Last updated: July 03, 2026 8:55 PM ET
Data refreshes hourly during market hours. Next update: 9:55 PM

🔥 Top Stocks Breaking Out Now

Ticker	Score	Recommendation	Change %

See Full Scanner Results »

Technical Signals Check

Is MA showing a specific setup today?

RSI Divergence Check TTM Squeeze Check MACD Crossover Check Gamma Walls Check Unusual Activity Check

Insider Activity (6 Months)

Buys

Sells

Net

INSIDERS SELLING

Recent Transactions

Ro Khanna SELL 2026-03-30

Shelley Moore Capito BUY 2026-03-28

Ro Khanna SELL 2026-03-20

View Insider Activity Scanner

Unlock Insider Activity

See real-time buying/selling by company executives for MA.

Create Free Account

Already have an account? Log In

Featured in Portfolios

MA is a key holding in these high-performance investment strategies.

Fintech Disruptors Thematic • -7.3% Return

View All Strategies

Top Rated Credit Services Stocks

Top-rated stocks in Credit Services by analyst ratings.

Stock	Analyst Consensus	Analyst Target	Tradestie Score
V Visa Inc. Class A	STRONG BUY 41 analysts	$399	58 HOLD
COF Capital One Financial Co…	STRONG BUY 23 analysts	$255	65 BUY
PYPL PayPal Holdings Inc	HOLD 47 analysts	$52	56 HOLD
AFRM Affirm Holdings Inc	STRONG BUY 24 analysts	$84	60 HOLD
AXP American Express Company	HOLD 30 analysts	$364	60 BUY

V Visa Inc. Class A

58 HOLD

COF Capital One Finan…

65 BUY

PYPL PayPal Holdings I…

56 HOLD

AFRM Affirm Holdings I…

60 HOLD

AXP American Express …

60 BUY

Advanced MA Option Strategies

Professional options setups generated by AI based on today's MA price and gamma walls.

Iron Condor Bull Call Bear Put Collar

More Analysis for MA

MA Technical Chart MA Price Prediction MA Earnings Date MA Investment Advisor MA Fair Price Analyzer MA Options Advisor MA Options Chain MA Options Analysis MA Competitors

Compare MA with Peers

MA vs V
Which one to buy?

MA vs AXP
Which one to buy?

MA vs PYPL
Which one to buy?

MA vs CRM
Which one to buy?

MA vs ADBE
Which one to buy?

Create New Comparison View All Competitors

Tradestie