FFBC Stock Analysis: Buy, Sell, or Hold?
FFBC - First Financial Bancorp
$30.73
0.05 (0.16%)
▲
5d:
+3.61%
30d:
+2.91%
90d:
+6.66%
HOLD
MODERATE Confidence
Analysis Updated: May 22, 2026 12:00 AM ET
Earnings: Jul 23, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: FFBC is fairly valued with market pricing in 2.0% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: FFBC is fairly valued with market pricing in 2.0% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$35.53
Based on 4.3% avg growth
INTRINSIC VALUE TODAY
$22.06
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FFBC is currently trading at $30.73, which is considered extended relative to its 30-day fair value range of $29.67 to $30.61. The stock's valuation (Forward PE: 9.0) is in line with its historical norms (8.4). At these levels, the market is pricing in 2.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, FFBC is in a strong uptrend. The price is approaching resistance at $30.75. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, FFBC is in a strong uptrend. The price is approaching resistance at $30.75. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$29.67 -
$30.61
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
47.1%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($33.43)
- NEUTRAL: Market pricing in 2.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$29.67 -
$30.61
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$29.40
Resistance Level
$30.75
Current Trend
Strong Uptrend
Technical data as of
May 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.97
Wall Street Target
$33.43
(+8.8%)
Revenue Growth (YoY)
32.3%
Earnings Growth (YoY)
31.5%
Profit Margin
30.4%
Valuation Premium vs History
+2.0% premium
PE vs Historical
9.0 vs 8.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.0%
(market-implied from PE analysis)
1-Year Target
$31.34
(+2%)
2-Year Target
$31.97
(+4%)
3-Year Target
$32.61
(+6%)
3-Yr Target (if PE normalizes)
(PE: 9→8)
PE COMPRESSION
$30.55
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.0, Growth: 4.6%)
$86.28
(+181%)
Base:
(SPY PE: 9.0, Growth: 4.6%)
$35.18
(+15%)
Bear:
(PE: 7.6, Growth: 4.6%)
$29.90
(-3%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 10.84 | Current EPS (TTM): $2.83
Bull Case
$40.87
(+33%)
Analyst growth 21.1%, PE expands to 11.9
Base Case
$37.15
(+21%)
Market implied 21.1%, PE stable at 10.8
Bear Case
$20.86
(-32%)
Severe decline -20.0%, PE contracts to 9.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: May 26, 2026 6:08 AM ET
Data refreshes hourly during market hours. Next update: 7:08 AM
Data refreshes hourly during market hours. Next update: 7:08 AM
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Technical Signals Check
Is FFBC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
6
Sells
Net
INSIDERS SELLING
Recent Transactions
James R Shank
SELL
320 shares
2026-02-27
Karen B Woods
SELL
10000 shares
2026-02-13
Richard S Dennen
SELL
20000 shares
2026-02-04
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