GABC Stock Analysis: Buy, Sell, or Hold?
GABC - German American Bancorp, Inc.
$47.60
-0.46 (-0.96%)
▼
5d:
+1.69%
30d:
+8.7%
90d:
+12.58%
HOLD
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 27, 2026
22d
Get Alerted When GABC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: GABC is fairly valued with market pricing in 3.3% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: GABC is fairly valued with market pricing in 3.3% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$55.07
Based on 5.1% avg growth
INTRINSIC VALUE TODAY
$34.19
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: GABC is currently trading at $47.60, which is considered extended relative to its 30-day fair value range of $43.71 to $46.71. From a valuation perspective, the stock is trading at a premium (Forward PE: 11.9) compared to its historical average (10.8). At these levels, the market is pricing in 3.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, GABC is in a uptrend. The price is approaching resistance at $45.58. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: GABC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, GABC is in a uptrend. The price is approaching resistance at $45.58. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: GABC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$43.71 -
$46.71
Company Quality Score
63/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($49.40)
- NEUTRAL: Market pricing in 3.3% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$43.71 -
$46.71
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$42.64
Resistance Level
$45.58
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.94
Wall Street Target
$49.40
(+3.8%)
Revenue Growth (YoY)
42.3%
Earnings Growth (YoY)
193.3%
Profit Margin
36.6%
Valuation Premium vs History
+3.3% premium
PE vs Historical
11.9 vs 10.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.3%
(market-implied from PE analysis)
1-Year Target
$49.17
(+3%)
2-Year Target
$50.79
(+7%)
3-Year Target
$52.47
(+10%)
3-Yr Target (if PE normalizes)
(PE: 12→11)
PE COMPRESSION
$47.45
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 6.1%)
$103.59
(+118%)
Base:
(SPY PE: 11.9, Growth: 6.1%)
$56.80
(+19%)
Bear:
(PE: 10.2, Growth: 6.1%)
$48.28
(+1%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 13.20 | Current EPS (TTM): $3.64
Bull Case
$57.89
(+22%)
Analyst growth 9.5%, PE expands to 14.5
Base Case
$52.63
(+11%)
Market implied 9.5%, PE stable at 13.2
Bear Case
$32.68
(-31%)
Severe decline -20.0%, PE contracts to 11.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 04, 2026 5:35 AM ET
Data refreshes hourly during market hours. Next update: 6:35 AM
Data refreshes hourly during market hours. Next update: 6:35 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is GABC showing a specific setup today?
Insider Activity (6 Months)
11
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Zachary W Bawel
BUY
23 shares
2026-04-15
Jack Sheidler
BUY
25 shares
2026-04-15
Andrew M Seger
BUY
52 shares
2026-03-17
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 69 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$74 | 65 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$256 | 62 BUY |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 66 BUY |
|
FNB
F.N.B. Corp |
STRONG BUY
9 analysts |
$21 | 66 BUY |
