HBNC Stock Analysis: Buy, Sell, or Hold?
HBNC - Horizon Bancorp, Inc. Common Stock
$17.60
-0.29 (-1.59%)
▼
5d:
-4.84%
30d:
+0.09%
90d:
-2.3%
BUY
HIGH Confidence
Analysis Updated: May 14, 2026 12:00 AM ET
Earnings: Apr 22, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: HBNC shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.
✅ BUY SIGNAL: HBNC shows strong fundamentals and good volume confirmation. Solid entry point despite slightly low pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$22.78
Based on 4.9% avg growth
INTRINSIC VALUE TODAY
$14.15
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HBNC is currently trading at $17.59, which is considered slightly low relative to its 30-day fair value range of $17.47 to $18.30. The stock's valuation (Forward PE: 8.1) is in line with its historical norms (8.1). Remarkably, the market is currently pricing in an annual earnings decline of 0.3% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, HBNC is in a uptrend. The price is currently testing key support at $17.25. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $21.20 (+18.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, HBNC is in a uptrend. The price is currently testing key support at $17.25. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $21.20 (+18.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$17.47 -
$18.30
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
77.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($21.20)
Trading Range Analysis
30-Day Trading Range
$17.47 -
$18.30
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$17.25
Resistance Level
$18.76
Current Trend
Uptrend
Technical data as of
May 14, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.05
Wall Street Target
$21.20
(+18.6%)
Revenue Growth (YoY)
8.5%
Earnings Growth (YoY)
-5.6%
Valuation Discount vs History
-0.3% cheaper
PE vs Historical
8.1 vs 8.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.3%
(market-implied from PE analysis)
1-Year Target
$17.83
(0%)
2-Year Target
$17.77
(-1%)
3-Year Target
$17.72
(-1%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
$17.82
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.0, Growth: 5.7%)
$57.81
(+223%)
Base:
(SPY PE: 8.1, Growth: 5.7%)
$21.12
(+18%)
Bear:
(PE: 6.8, Growth: 5.7%)
$17.96
(+0%)
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.1 to 8.1
Stabilization Target:
$17.98
(+0.6%)
PE Expansion Potential:
+0.6%
Share & Embed Analysis
Last updated: May 15, 2026 10:50 AM ET
Data refreshes hourly during market hours. Next update: 11:50 AM
Data refreshes hourly during market hours. Next update: 11:50 AM
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Technical Signals Check
Is HBNC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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