HBT Stock Analysis: Buy, Sell, or Hold?
HBT - HBT Financial, Inc. Common Stock
$27.10
-0.36 (-1.33%)
▼
5d:
-4.58%
30d:
-3.76%
90d:
-6.65%
BUY
HIGH Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Jul 27, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: HBT shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: HBT shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$34.27
Based on 4.2% avg growth
INTRINSIC VALUE TODAY
$21.28
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HBT is currently trading at $27.10, which is considered oversold relative to its 30-day fair value range of $27.58 to $28.46. The stock's valuation (Forward PE: 8.8) is in line with its historical norms (9.1). Remarkably, the market is currently pricing in an annual earnings decline of 1.1% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, HBT is in a uptrend. The price is currently testing key support at $26.95. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $32.00 (+18.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, HBT is in a uptrend. The price is currently testing key support at $26.95. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $32.00 (+18.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$27.58 -
$28.46
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
77.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($32.00)
Trading Range Analysis
30-Day Trading Range
$27.58 -
$28.46
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$26.95
Resistance Level
$28.69
Current Trend
Uptrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.84
Wall Street Target
$32.00
(+18.1%)
Revenue Growth (YoY)
17.5%
Earnings Growth (YoY)
-43.7%
Profit Margin
28.3%
Valuation Discount vs History
-1.1% cheaper
PE vs Historical
8.8 vs 9.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.1%
(market-implied from PE analysis)
1-Year Target
$26.80
(-1%)
2-Year Target
$26.51
(-2%)
3-Year Target
$26.22
(-3%)
3-Yr Target (if PE normalizes)
(PE: 9→9)
$26.99
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 4.4%)
$76.90
(+184%)
Base:
(SPY PE: 8.8, Growth: 4.4%)
$30.80
(+14%)
Bear:
(PE: 7.5, Growth: 4.4%)
$26.18
(-3%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 12.60 | Current EPS (TTM): $2.18
Bull Case
$42.49
(+57%)
Analyst growth 40.6%, PE expands to 13.9
Base Case
$38.63
(+43%)
Market implied 40.6%, PE stable at 12.6
Bear Case
$18.68
(-31%)
Severe decline -20.0%, PE contracts to 10.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.8 to 9.1
Stabilization Target:
$27.90
(+3.0%)
PE Expansion Potential:
+3.0%
Share & Embed Analysis
Last updated: May 16, 2026 2:54 AM ET
Data refreshes hourly during market hours. Next update: 3:54 AM
Data refreshes hourly during market hours. Next update: 3:54 AM
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Technical Signals Check
Is HBT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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