HBT Stock Analysis: Buy, Sell, or Hold?
HBT - HBT Financial, Inc. Common Stock
$32.18
-0.56 (-1.71%)
▼
5d:
+1.77%
30d:
+13.03%
90d:
+18.4%
BUY
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 20, 2026
16d
Get Alerted When HBT Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: HBT shows positive signals but monitor for confirmation. Market pricing in 4.2% growth. Moderate conviction.
💡 BUY OPPORTUNITY: HBT shows positive signals but monitor for confirmation. Market pricing in 4.2% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$35.01
Based on 4.4% avg growth
INTRINSIC VALUE TODAY
$21.74
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HBT is currently trading at $32.18, which is considered extended relative to its 30-day fair value range of $28.73 to $31.46. From a valuation perspective, the stock is trading at a premium (Forward PE: 10.5) compared to its historical average (9.2). At these levels, the market is pricing in 4.2% annual earnings growth.
Technical Outlook: Technically, HBT is in a uptrend. The price is approaching resistance at $30.20. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HBT has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, HBT is in a uptrend. The price is approaching resistance at $30.20. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HBT has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$28.73 -
$31.46
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($32.60)
- BULLISH: Expecting earnings turnaround to 4.2% growth with 17.5% revenue growth
Trading Range Analysis
30-Day Trading Range
$28.73 -
$31.46
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$27.75
Resistance Level
$30.20
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.46
Wall Street Target
$32.60
(+1.3%)
Revenue Growth (YoY)
17.5%
Earnings Growth (YoY)
-43.7%
Profit Margin
28.3%
Valuation Premium vs History
+4.2% premium
PE vs Historical
10.5 vs 9.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.2%
(market-implied from PE analysis)
1-Year Target
$33.53
(+4%)
2-Year Target
$34.94
(+9%)
3-Year Target
$36.41
(+13%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$32.02
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 4.7%)
$76.89
(+139%)
Base:
(SPY PE: 10.5, Growth: 4.7%)
$36.93
(+15%)
Bear:
(PE: 8.9, Growth: 4.7%)
$31.39
(-3%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 15.02 | Current EPS (TTM): $2.18
Bull Case
$50.82
(+58%)
Analyst growth 41.1%, PE expands to 16.5
Base Case
$46.20
(+44%)
Market implied 41.1%, PE stable at 15.0
Bear Case
$22.26
(-31%)
Severe decline -20.0%, PE contracts to 12.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 03, 2026 5:05 PM ET
Data refreshes hourly during market hours. Next update: 6:05 PM
Data refreshes hourly during market hours. Next update: 6:05 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is HBT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
