IBTA Stock Analysis: Buy, Sell, or Hold?
IBTA - Ibotta, Inc.
$20.66
-0.44 (-2.09%)
▼
WAIT
LOW Confidence
Last Updated: January 30, 2026
Earnings: Feb 25, 2026
22d
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Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR STABILIZATION: IBTA is down 13.4% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
⏸️ WAIT FOR STABILIZATION: IBTA is down 13.4% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$10.85
Based on -13.3% avg growth
INTRINSIC VALUE TODAY
$6.73
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 19.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: IBTA is currently trading at $20.66, which is considered oversold relative to its 30-day fair value range of $21.60 to $23.37. From a valuation perspective, the stock is trading at a discount (Forward PE: 16.9) compared to its historical average (19.1). Remarkably, the market is currently pricing in an annual earnings decline of 3.9% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, IBTA is in a strong downtrend. The price is currently testing key support at $20.16. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: IBTA has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. In the options market, Implied Volatility is low (21th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $28.00 (+35.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, IBTA is in a strong downtrend. The price is currently testing key support at $20.16. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: IBTA has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. In the options market, Implied Volatility is low (21th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $28.00 (+35.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$21.60 -
$23.37
Company Quality Score
49/100
(HOLD)
Options IV Signal
21th percentile
(LOW)
Volume Confirmation
HIGH
Confidence Score
65.4%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Options cheap (IV 21th percentile)
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 35.5% below Wall St target ($28.00)
- WARNING: Recommendation downgraded due to -13.4% 5-day decline - wait for stabilization
Fair Price Analysis
30-Day Fair Range
$21.60 -
$23.37
Current vs Fair Value
OVERSOLD
Expected Move (7 Days)
±$2.19
(10.6%)
Support & Resistance Levels
Support Level
$20.16
Resistance Level
$25.05
Current Trend
Strong Downtrend
Fundamental Context
Forward P/E (Next Year Est.)
16.94
Wall Street Target
$28.00
(+35.5%)
Revenue Growth (YoY)
-15.6%
Earnings Growth (YoY)
-90.2%
Profit Margin
22.9%
Valuation Discount vs History
-3.9% cheaper
PE vs Historical
16.9 vs 19.1
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.9%
(market-implied from PE analysis)
1-Year Target
$19.85
(-4%)
2-Year Target
$19.08
(-8%)
3-Year Target
$18.34
(-11%)
3-Yr Target (if PE normalizes)
(PE: 17→19)
$20.67
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: -30.6%)
$19.82
(+-4%)
Base:
(SPY PE: 16.9, Growth: -30.6%)
$15.06
(-27%)
Bear:
(PE: 14.4, Growth: -30.6%)
$12.80
(-38%)
📈
Valuation based on Current Earnings
Trailing PE: 6.74 | Current EPS (TTM): $3.05
Bull Case
$11.31
(-45%)
Analyst growth -50.0%, PE expands to 7.4
Base Case
$10.29
(-50%)
Market implied -50.0%, PE stable at 6.7
Bear Case
$13.99
(-32%)
Severe decline -20.0%, PE contracts to 5.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 16.9 to 19.1
Stabilization Target:
$23.29
(+12.7%)
PE Expansion Potential:
+12.7%
Last updated: February 01, 2026 8:18 PM ET
Data refreshes hourly during market hours. Next update: 9:18 PM
Data refreshes hourly during market hours. Next update: 9:18 PM
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Technical Signals Check
Is IBTA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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