ISTR Stock Analysis: Buy, Sell, or Hold?
ISTR - Investar Holding Corporation
$30.07
0.65 (2.21%)
▲
5d:
+8.29%
30d:
+12.25%
90d:
+27.69%
HOLD
MODERATE Confidence
Analysis Updated: Feb 3, 2026 12:00 AM ET
Earnings: Apr 20, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ISTR shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: ISTR shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$40.07
Based on 6.3% avg growth
INTRINSIC VALUE TODAY
$24.88
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ISTR is currently trading at $30.07, which is considered extended relative to its 30-day fair value range of $26.65 to $28.55. The stock's valuation (Forward PE: 8.5) is in line with its historical norms (8.5). Remarkably, the market is currently pricing in an annual earnings decline of 0.2% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, ISTR is in a strong uptrend. Immediate support is located at $27.73, while resistance sits at $31.77.
Market Sentiment: ISTR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $33.25 (+13.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ISTR is in a strong uptrend. Immediate support is located at $27.73, while resistance sits at $31.77.
Market Sentiment: ISTR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $33.25 (+13.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Fair Price Range
$26.65 -
$28.55
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
54.8%
All Signals
- BEARISH: Price extended above range (+5.3% above fair value)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($33.25)
Fair Price Analysis
30-Day Fair Range
$26.65 -
$28.55
Current vs Fair Value
EXTENDED
Support & Resistance Levels
Support Level
$27.73
Resistance Level
$31.77
Current Trend
Strong Uptrend
Technical data as of
Feb 4, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.47
Wall Street Target
$33.25
(+13.0%)
Revenue Growth (YoY)
0.9%
Earnings Growth (YoY)
-16.8%
Profit Margin
24.5%
Valuation Discount vs History
-0.2% cheaper
PE vs Historical
8.5 vs 8.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.2%
(market-implied from PE analysis)
1-Year Target
$29.36
(0%)
2-Year Target
$29.30
(0%)
3-Year Target
$29.24
(-1%)
3-Yr Target (if PE normalizes)
(PE: 8→9)
$29.36
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 8.6%)
$99.24
(+237%)
Base:
(SPY PE: 8.5, Growth: 8.6%)
$37.68
(+28%)
Bear:
(PE: 7.2, Growth: 8.6%)
$32.02
(+9%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 13.82 | Current EPS (TTM): $2.13
Bull Case
$52.83
(+80%)
Analyst growth 63.1%, PE expands to 15.2
Base Case
$48.03
(+63%)
Market implied 63.1%, PE stable at 13.8
Bear Case
$20.02
(-32%)
Severe decline -20.0%, PE contracts to 11.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.5 to 8.5
Stabilization Target:
$29.54
(+0.4%)
PE Expansion Potential:
+0.4%
Last updated: February 04, 2026 11:07 AM ET
Data refreshes hourly during market hours. Next update: 12:07 PM
Data refreshes hourly during market hours. Next update: 12:07 PM
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Technical Signals Check
Is ISTR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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