ITUB Stock Analysis: Buy, Sell, or Hold?
ITUB - Itau Unibanco Holding S.A. American Depositary Shares
$8.12
-0.01 (-0.12%)
▼
5d:
+1.12%
30d:
+3.31%
90d:
-4.36%
HOLD
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Aug 04, 2026
30d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: ITUB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: ITUB shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$12.85
Based on 7.7% avg growth
INTRINSIC VALUE TODAY
$7.98
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ITUB is currently trading at $8.12, which is considered extended relative to its 30-day fair value range of $7.68 to $8.09. The stock's valuation (Forward PE: 8.1) is in line with its historical norms (8.9). Remarkably, the market is currently pricing in an annual earnings decline of 2.9% over the next few years. This pessimistic expectation contrasts with the company's recent 11.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ITUB is in a downtrend. The price is approaching resistance at $8.05. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ITUB has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, ITUB is in a downtrend. The price is approaching resistance at $8.05. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ITUB has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$7.68 -
$8.09
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($8.82)
Trading Range Analysis
30-Day Trading Range
$7.68 -
$8.09
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$7.39
Resistance Level
$8.06
Current Trend
Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.14
Wall Street Target
$8.83
(+8.7%)
Revenue Growth (YoY)
-2.1%
Earnings Growth (YoY)
11.4%
Profit Margin
33.3%
Valuation Discount vs History
-2.9% cheaper
PE vs Historical
8.1 vs 8.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.9%
(market-implied from PE analysis)
1-Year Target
$7.88
(-3%)
2-Year Target
$7.66
(-6%)
3-Year Target
$7.43
(-9%)
3-Yr Target (if PE normalizes)
(PE: 8→9)
$8.13
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 11.4%)
$30.01
(+270%)
Base:
(SPY PE: 8.1, Growth: 11.4%)
$11.21
(+38%)
Bear:
(PE: 6.9, Growth: 11.4%)
$9.53
(+17%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 10.16 | Current EPS (TTM): $0.80
Bull Case
$11.16
(+37%)
Analyst growth 24.7%, PE expands to 11.2
Base Case
$10.14
(+25%)
Market implied 24.7%, PE stable at 10.2
Bear Case
$5.53
(-32%)
Severe decline -20.0%, PE contracts to 8.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.1 to 8.9
Stabilization Target:
$8.88
(+9.4%)
PE Expansion Potential:
+9.4%
Share & Embed Analysis
Last updated: July 03, 2026 8:57 PM ET
Data refreshes hourly during market hours. Next update: 9:57 PM
Data refreshes hourly during market hours. Next update: 9:57 PM
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Technical Signals Check
Is ITUB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
4
Sells
Net
INSIDERS SELLING
Recent Transactions
Fajerman Sergio Guillinet
SELL
39477 shares
2026-04-17
Fajerman Sergio Guillinet
SELL
20000 shares
2026-04-15
Fajerman Sergio Guillinet
SELL
50000 shares
2026-04-14
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