LMFA Stock Analysis: Buy, Sell, or Hold?

LMFA - LM Funding America, Inc. Common Stock

FINANCE SERVICES
$0.40
0.00 (1.01%) ā–²
HOLD
LOW Confidence
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Last Updated: January 30, 2026

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Interactive Price Chart (1 Month)

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šŸ’”
Bottom Line:
šŸ“Š HOLD: LMFA shows balanced signals. Fine to hold or accumulate slowly. Monitor for clearer direction.

In-depth Analysis How we analyze

Valuation Analysis: LMFA is currently trading at $0.40, which is considered oversold relative to its 30-day fair value range of $0.42 to $0.50.

Technical Outlook: Technically, LMFA is in a strong downtrend. The price is currently testing key support at $0.39. A bounce from this level would confirm strength, while a break below could signal further downside.

Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $4.50 (+1030.7%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.

Quick Decision Summary

Current Position OVERSOLD
Fair Price Range $0.42 - $0.50
Company Quality Score 50/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 82.6%

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All Signals

  • BULLISH: Price oversold vs 30-day range
  • NEUTRAL: Mixed technical signals (45/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 1030.7% below Wall St target ($4.50)
  • CAUTION: Recommendation downgraded due to -6.3% 5-day decline

Fair Price Analysis

30-Day Fair Range $0.42 - $0.50
Current vs Fair Value OVERSOLD

Support & Resistance Levels

Support Level $0.39
Resistance Level $0.48
Current Trend Strong Downtrend

Fundamental Context

Forward P/E (Next Year Est.) -0.23
Wall Street Target $4.50 (+1030.7%)
Revenue Growth (YoY) 71.7%
Earnings Growth (YoY) -89.4%
Profit Margin -92.9%
Last updated: January 31, 2026 3:50 AM ET
Data refreshes hourly during market hours. Next update: 4:50 AM
šŸ”„ Top Stocks Breaking Out Now
Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
0
Sells
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NEUTRAL

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Advanced LMFA Option Strategies

Professional options setups generated by AI based on today's LMFA price and gamma walls.

Iron Condor Bull Call Bear Put Collar

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