LPRO Stock Analysis: Buy, Sell, or Hold?
LPRO - Open Lending Corporation Common Stock
$1.79
-0.04 (-2.19%)
ā¼
HOLD
LOW Confidence
Last Updated: January 30, 2026
Earnings: Feb 19, 2026
18d
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Interactive Price Chart (1 Month)
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Bottom Line:
š HOLD: LPRO shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
š HOLD: LPRO shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
In-depth Analysis How we analyze
Valuation Analysis: LPRO is currently trading at $1.79, which is considered fair relative to its 30-day fair value range of $1.63 to $2.04. The stock's valuation (Forward PE: 14.1) is in line with its historical norms (13.8). At these levels, the market is pricing in 0.6% annual earnings growth.
Technical Outlook: Technically, LPRO is in a downtrend. The price is currently testing key support at $1.77. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $2.67 (+46.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, LPRO is in a downtrend. The price is currently testing key support at $1.77. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $2.67 (+46.2%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$1.63 -
$2.04
Company Quality Score
49/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
80.4%
Protect Your Profits
Holding LPRO? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- NEUTRAL: Price in fair range
- BULLISH: Options cheap (IV 0th percentile)
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 46.2% below Wall St target ($2.67)
- BULLISH: Expecting earnings turnaround to 0.6% growth with 3.0% revenue growth
- CAUTION: Recommendation downgraded due to -5.3% 5-day decline
Fair Price Analysis
30-Day Fair Range
$1.63 -
$2.04
Current vs Fair Value
FAIR
Expected Move (7 Days)
Ā±$0.23
(12.8%)
Support & Resistance Levels
Support Level
$1.78
Resistance Level
$2.22
Current Trend
Downtrend
Fundamental Context
Forward P/E (Next Year Est.)
14.08
Wall Street Target
$2.68
(+46.2%)
Revenue Growth (YoY)
3.0%
Earnings Growth (YoY)
-56.5%
Valuation Premium vs History
+0.6% premium
PE vs Historical
14.1 vs 13.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.6%
(market-implied from PE analysis)
1-Year Target
$1.84
(+1%)
2-Year Target
$1.85
(+1%)
3-Year Target
$1.86
(+2%)
3-Yr Target (if PE normalizes)
(PE: 14ā14)
PE COMPRESSION
$1.83
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 225.0%)
$9.78
(+435%)
Base:
(SPY PE: 14.1, Growth: 225.0%)
$6.18
(+238%)
Bear:
(PE: 12.0, Growth: 225.0%)
$5.25
(+187%)
Last updated: January 31, 2026 12:56 PM ET
Data refreshes hourly during market hours. Next update: 1:56 PM
Data refreshes hourly during market hours. Next update: 1:56 PM
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Technical Signals Check
Is LPRO showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced LPRO Option Strategies
Professional options setups generated by AI based on today's LPRO price and gamma walls.
