LPRO Stock Analysis: Buy, Sell, or Hold?
LPRO - Open Lending Corporation Common Stock
$1.26
0.02 (2.03%)
ā²
5d:
-0.4%
30d:
-5.64%
90d:
-23.01%
HOLD
MODERATE Confidence
Analysis Updated: Mar 30, 2026 12:00 AM ET
Earnings: May 06, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
š HOLD: LPRO shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
š HOLD: LPRO shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
In-depth Analysis How we analyze
Valuation Analysis: LPRO is currently trading at $1.25, which is considered oversold relative to its 30-day fair value range of $1.27 to $1.45. From a valuation perspective, the stock is trading at a discount (Forward PE: 6.8) compared to its historical average (12.1). Remarkably, the market is currently pricing in an annual earnings decline of 17.3% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, LPRO is in a downtrend. Immediate support is located at $1.18, while resistance sits at $1.50.
Market Sentiment: LPRO has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $2.30 (+87.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, LPRO is in a downtrend. Immediate support is located at $1.18, while resistance sits at $1.50.
Market Sentiment: LPRO has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $2.30 (+87.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$1.27 -
$1.45
Company Quality Score
50/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 87.0% below Wall St target ($2.30)
Fair Price Analysis
30-Day Fair Range
$1.27 -
$1.45
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$1.18
Resistance Level
$1.50
Current Trend
Downtrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.83
Wall Street Target
$2.30
(+87.0%)
Revenue Growth (YoY)
3.0%
Earnings Growth (YoY)
-56.5%
Profit Margin
-4.5%
Valuation Discount vs History
-17.3% cheaper
PE vs Historical
6.8 vs 12.1
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-17.3%
(market-implied from PE analysis)
1-Year Target
$1.11
(-10%)
2-Year Target
$1.00
(-19%)
3-Year Target
$0.90
(-27%)
3-Yr Target (if PE normalizes)
(PE: 7ā12)
$1.59
(+29%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 33.3%)
$9.54
(+675%)
Base:
(SPY PE: 6.8, Growth: 33.3%)
$2.92
(+137%)
Bear:
(PE: 5.8, Growth: 33.3%)
$2.48
(+102%)
š”
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.8 to 12.1
Stabilization Target:
$2.18
(+77.1%)
PE Expansion Potential:
+77.1%
Share & Embed Analysis
Last updated: March 31, 2026 12:39 PM ET
Data refreshes hourly during market hours. Next update: 1:39 PM
Data refreshes hourly during market hours. Next update: 1:39 PM
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Technical Signals Check
Is LPRO showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Matthew Sather
BUY
40000 shares
2025-11-19
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