LU Stock Analysis: Buy, Sell, or Hold?
LU - Lufax Holding Ltd. American Depositary Shares, each representing two (2) Ordinary Shares
$2.66
-0.05 (-1.85%)
ā¼
BUY
HIGH Confidence
Last Updated: January 30, 2026
Earnings: Mar 19, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
ā BUY SIGNAL: LU shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
ā BUY SIGNAL: LU shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$3.63
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$2.26
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 1.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LU is currently trading at $2.66, which is considered fair relative to its 30-day fair value range of $2.61 to $2.71. The stock's valuation (Forward PE: 1.5) is in line with its historical norms (1.5). At these levels, the market is pricing in -0.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, LU is in a downtrend. Immediate support is located at $2.56, while resistance sits at $2.75.
Market Sentiment: LU has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $2.97 (+11.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, LU is in a downtrend. Immediate support is located at $2.56, while resistance sits at $2.75.
Market Sentiment: LU has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $2.97 (+11.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$2.61 -
$2.71
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
81.9%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($2.97)
- NEUTRAL: Market pricing in -0.0% annual earnings growth - fairly valued
Fair Price Analysis
30-Day Fair Range
$2.61 -
$2.71
Current vs Fair Value
FAIR
Support & Resistance Levels
Support Level
$2.56
Resistance Level
$2.75
Current Trend
Downtrend
Fundamental Context
Forward P/E (Next Year Est.)
1.54
Wall Street Target
$2.97
(+11.6%)
Revenue Growth (YoY)
-31.1%
Profit Margin
-10.3%
PE vs Historical
1.5 vs 1.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
0%
(market-implied from PE analysis)
1-Year Target
$2.66
(0%)
2-Year Target
$2.66
(0%)
3-Year Target
$2.66
(0%)
3-Yr Target (if PE normalizes)
(PE: 2ā2)
PE COMPRESSION
$2.59
(-3%)
Earnings growth offset by PE compression
Last updated: February 01, 2026 9:07 AM ET
Data refreshes hourly during market hours. Next update: 10:07 AM
Data refreshes hourly during market hours. Next update: 10:07 AM
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Technical Signals Check
Is LU showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced LU Option Strategies
Professional options setups generated by AI based on today's LU price and gamma walls.
