LYG Stock Analysis: Buy, Sell, or Hold?
LYG - Lloyds Banking Group PLC
$6.06
0.16 (2.71%)
▲
5d:
+5.39%
30d:
+11.6%
90d:
+16.09%
HOLD
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 23, 2026
17d
Get Alerted When LYG Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: LYG is fairly valued with market pricing in 2.1% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: LYG is fairly valued with market pricing in 2.1% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$9.76
Based on 11.5% avg growth
INTRINSIC VALUE TODAY
$6.06
0.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LYG is currently trading at $6.06, which is considered extended relative to its 30-day fair value range of $5.35 to $5.75. The stock's valuation (Forward PE: 9.6) is in line with its historical norms (9.0). At these levels, the market is pricing in 2.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, LYG is in a strong uptrend. The price is approaching resistance at $5.54. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: LYG has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, LYG is in a strong uptrend. The price is approaching resistance at $5.54. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: LYG has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$5.35 -
$5.75
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
53.3%
All Signals
- BEARISH: Price extended above range (+5.4% above its trading range)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($6.01)
- NEUTRAL: Market pricing in 2.1% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$5.35 -
$5.75
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$5.21
Resistance Level
$5.54
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.57
Wall Street Target
$6.02
(-0.7%)
Revenue Growth (YoY)
11.5%
Earnings Growth (YoY)
44.7%
Profit Margin
26.5%
Valuation Premium vs History
+2.1% premium
PE vs Historical
9.6 vs 9.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.1%
(market-implied from PE analysis)
1-Year Target
$6.19
(+2%)
2-Year Target
$6.32
(+4%)
3-Year Target
$6.45
(+6%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$6.06
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 19.0%)
$23.23
(+283%)
Base:
(SPY PE: 9.6, Growth: 19.0%)
$10.21
(+68%)
Bear:
(PE: 8.1, Growth: 19.0%)
$8.68
(+43%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 14.75 | Current EPS (TTM): $0.40
Bull Case
$10.27
(+70%)
Analyst growth 58.3%, PE expands to 16.2
Base Case
$9.34
(+54%)
Market implied 58.3%, PE stable at 14.8
Bear Case
$4.01
(-34%)
Severe decline -20.0%, PE contracts to 12.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 05, 2026 12:18 PM ET
Data refreshes hourly during market hours. Next update: 1:18 PM
Data refreshes hourly during market hours. Next update: 1:18 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is LYG showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 69 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$75 | 65 BUY |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 66 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$90 | 67 BUY |
|
FNB
F.N.B. Corp |
STRONG BUY
9 analysts |
$21 | 66 BUY |
