MUFG Stock Analysis: Buy, Sell, or Hold?
MUFG - Mitsubishi UFJ Financial Group, Inc.
$18.05
-0.15 (-0.82%)
▼
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Feb 03, 2026
2d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: MUFG is fairly valued with market pricing in 0.2% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: MUFG is fairly valued with market pricing in 0.2% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$25.35
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$15.74
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: MUFG is currently trading at $18.05, which is considered slightly high relative to its 30-day fair value range of $16.15 to $18.18. The stock's valuation (Forward PE: 13.3) is in line with its historical norms (13.2). At these levels, the market is pricing in 0.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, MUFG is in a strong uptrend. The price is currently testing key support at $17.75. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, MUFG is in a strong uptrend. The price is currently testing key support at $17.75. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Fair Price Range
$16.15 -
$18.18
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
59.0%
Protect Your Profits
Holding MUFG? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BEARISH: Trading above Wall St target ($17.17)
- NEUTRAL: Market pricing in 0.2% annual earnings growth - fairly valued
Fair Price Analysis
30-Day Fair Range
$16.15 -
$18.18
Current vs Fair Value
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$17.75
Resistance Level
$18.90
Current Trend
Strong Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
13.28
Wall Street Target
$17.17
(-5.6%)
Revenue Growth (YoY)
15.1%
Earnings Growth (YoY)
8.7%
Profit Margin
22.8%
Valuation Premium vs History
+0.2% premium
PE vs Historical
13.3 vs 13.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.2%
(market-implied from PE analysis)
1-Year Target
$18.24
(+0%)
2-Year Target
$18.27
(+0%)
3-Year Target
$18.31
(+1%)
3-Yr Target (if PE normalizes)
(PE: 13→13)
PE COMPRESSION
$18.20
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 10.0%)
$40.63
(+123%)
Base:
(SPY PE: 13.3, Growth: 10.0%)
$24.19
(+33%)
Bear:
(PE: 11.3, Growth: 10.0%)
$20.57
(+13%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (17x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 16.62 | Current EPS (TTM): $1.08
Bull Case
$25.06
(+39%)
Analyst growth 26.9%, PE expands to 18.3
Base Case
$22.78
(+26%)
Market implied 26.9%, PE stable at 16.6
Bear Case
$12.21
(-32%)
Severe decline -20.0%, PE contracts to 14.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: January 31, 2026 1:04 AM ET
Data refreshes hourly during market hours. Next update: 2:04 AM
Data refreshes hourly during market hours. Next update: 2:04 AM
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Technical Signals Check
Is MUFG showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced MUFG Option Strategies
Professional options setups generated by AI based on today's MUFG price and gamma walls.
