NEWT Stock Analysis: Buy, Sell, or Hold?
NEWT - NewtekOne, Inc. Common Stock
$13.49
-0.82 (-5.73%)
▼
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Mar 11, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: NEWT is fairly valued with market pricing in 0.4% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: NEWT is fairly valued with market pricing in 0.4% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$17.55
Based on 5.8% avg growth
INTRINSIC VALUE TODAY
$10.90
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NEWT is currently trading at $13.49, which is considered fair relative to its 30-day fair value range of $11.87 to $14.17. The stock's valuation (Forward PE: 5.4) is in line with its historical norms (5.3). At these levels, the market is pricing in 0.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, NEWT is in a uptrend. Immediate support is located at $12.64, while resistance sits at $14.91. Short-term momentum is weak, with the stock down 5.7% recently.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Implied Volatility is high (100th percentile), indicating expensive options premiums. This environment often favors selling options or covered calls to generate income. Wall Street analysts see significant upside, with an average price target of $16.80 (+24.5%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, NEWT is in a uptrend. Immediate support is located at $12.64, while resistance sits at $14.91. Short-term momentum is weak, with the stock down 5.7% recently.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Implied Volatility is high (100th percentile), indicating expensive options premiums. This environment often favors selling options or covered calls to generate income. Wall Street analysts see significant upside, with an average price target of $16.80 (+24.5%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$11.87 -
$14.17
Company Quality Score
55/100
(HOLD)
Options IV Signal
100th percentile
(EVENT RISK)
Volume Confirmation
HIGH
Confidence Score
55.4%
Protect Your Profits
Holding NEWT? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- NEUTRAL: Price in fair range
- BEARISH: Options expensive (IV 100th percentile)
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-5.7%)
- BULLISH: Trading 24.5% below Wall St target ($16.80)
- NEUTRAL: Market pricing in 0.4% annual earnings growth - fairly valued
Fair Price Analysis
30-Day Fair Range
$11.87 -
$14.17
Current vs Fair Value
FAIR
Expected Move (7 Days)
±$2.13
(15.8%)
Support & Resistance Levels
Support Level
$12.64
Resistance Level
$14.91
Current Trend
Uptrend
Fundamental Context
Forward P/E (Next Year Est.)
5.39
Wall Street Target
$16.80
(+24.5%)
Revenue Growth (YoY)
19.7%
Earnings Growth (YoY)
49.3%
Profit Margin
15.6%
Valuation Premium vs History
+0.4% premium
PE vs Historical
5.4 vs 5.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.4%
(market-implied from PE analysis)
1-Year Target
$13.54
(+0%)
2-Year Target
$13.60
(+1%)
3-Year Target
$13.65
(+1%)
3-Yr Target (if PE normalizes)
(PE: 5→5)
PE COMPRESSION
$13.44
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 7.5%)
$69.42
(+415%)
Base:
(SPY PE: 5.4, Growth: 7.5%)
$16.76
(+24%)
Bear:
(PE: 4.6, Growth: 7.5%)
$14.25
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (6x PE), but valuation improves significantly next year (5x PE) as earnings recover.
Trailing PE: 6.10 | Current EPS (TTM): $2.24
Bull Case
$15.59
(+16%)
Analyst growth 3.7%, PE expands to 6.7
Base Case
$14.17
(+5%)
Market implied 3.7%, PE stable at 6.1
Bear Case
$9.30
(-31%)
Severe decline -20.0%, PE contracts to 5.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Last updated: February 01, 2026 6:01 AM ET
Data refreshes hourly during market hours. Next update: 7:01 AM
Data refreshes hourly during market hours. Next update: 7:01 AM
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Technical Signals Check
Is NEWT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced NEWT Option Strategies
Professional options setups generated by AI based on today's NEWT price and gamma walls.
