NFBK Stock Analysis: Buy, Sell, or Hold?
NFBK - Northfield Bancorp, Inc.
$14.79
-0.12 (-0.80%)
▼
5d:
+1.65%
30d:
+3.64%
90d:
+9.23%
HOLD
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 22, 2026
17d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: NFBK is fairly valued with market pricing in 1.5% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: NFBK is fairly valued with market pricing in 1.5% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$18.47
Based on 5.5% avg growth
INTRINSIC VALUE TODAY
$11.47
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NFBK is currently trading at $14.79, which is considered extended relative to its 30-day fair value range of $14.26 to $14.73. The stock's valuation (Forward PE: 9.9) is in line with its historical norms (9.4). At these levels, the market is pricing in 1.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, NFBK is in a strong uptrend. The price is approaching resistance at $14.71. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NFBK has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, NFBK is in a strong uptrend. The price is approaching resistance at $14.71. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NFBK has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$14.26 -
$14.73
Company Quality Score
65/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($14.50)
- NEUTRAL: Market pricing in 1.5% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$14.26 -
$14.73
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$14.03
Resistance Level
$14.71
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.86
Wall Street Target
$14.50
(-2.0%)
Revenue Growth (YoY)
24.5%
Earnings Growth (YoY)
56.7%
Profit Margin
3.1%
Valuation Premium vs History
+1.5% premium
PE vs Historical
9.9 vs 9.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.5%
(market-implied from PE analysis)
1-Year Target
$15.01
(+2%)
2-Year Target
$15.24
(+3%)
3-Year Target
$15.47
(+5%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$14.74
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 7.1%)
$40.18
(+172%)
Base:
(SPY PE: 9.9, Growth: 7.1%)
$18.19
(+23%)
Bear:
(PE: 8.4, Growth: 7.1%)
$15.46
(+5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (23x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Forward PE: 22.83 | Forward EPS (Implied): $0.65
Bull Case
$17.86
(+21%)
Analyst growth 15.0%, PE expands to 24.0
Base Case
$14.79
(0%)
Market implied 0.0%, PE stable at 22.8
Bear Case
$11.31
(-24%)
Severe decline -15.0%, PE contracts to 20.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 04, 2026 3:23 PM ET
Data refreshes hourly during market hours. Next update: 4:23 PM
Data refreshes hourly during market hours. Next update: 4:23 PM
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Technical Signals Check
Is NFBK showing a specific setup today?
Insider Activity (6 Months)
2
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
David Fasanella
BUY
7500 shares
2026-03-19
Paul Stahlin
BUY
10000 shares
2026-03-17
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