NNI Stock Analysis: Buy, Sell, or Hold?
NNI - Nelnet, Inc. Class A
$128.40
-0.69 (-0.53%)
ā¼
5d:
-0.93%
30d:
-2.51%
90d:
-4.69%
HOLD
MODERATE Confidence
Analysis Updated: Mar 30, 2026 12:00 AM ET
Earnings: May 14, 2026
Get Alerted When NNI Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
š HOLD: NNI shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
š HOLD: NNI shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$197.15
Based on 6.4% avg growth
INTRINSIC VALUE TODAY
$122.41
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NNI is currently trading at $128.40, which is considered slightly low relative to its 30-day fair value range of $127.59 to $132.04. From a valuation perspective, the stock is trading at a discount (Forward PE: 12.9) compared to its historical average (14.5). Remarkably, the market is currently pricing in an annual earnings decline of 3.9% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, NNI is showing sideways momentum. The price is currently testing key support at $124.77. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: NNI has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, NNI is showing sideways momentum. The price is currently testing key support at $124.77. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: NNI has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Fair Price Range
$127.59 -
$132.04
Company Quality Score
55/100
(HOLD)
Options IV Signal
50th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
55.8%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Options fairly priced (IV 50th percentile)
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($140.00)
Fair Price Analysis
30-Day Fair Range
$127.59 -
$132.04
Current vs Fair Value
SLIGHTLY LOW
Expected Move (7 Days)
Ā±$4.50
(3.5%)
Support & Resistance Levels
Support Level
$124.77
Resistance Level
$131.18
Current Trend
Sideways
Technical data as of
Mar 30, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.91
Wall Street Target
$140.00
(+8.5%)
Revenue Growth (YoY)
-8.6%
Earnings Growth (YoY)
-7.6%
Profit Margin
25.6%
Valuation Discount vs History
-3.9% cheaper
PE vs Historical
12.9 vs 14.5
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.9%
(market-implied from PE analysis)
1-Year Target
$124.06
(-4%)
2-Year Target
$119.22
(-8%)
3-Year Target
$114.57
(-11%)
3-Yr Target (if PE normalizes)
(PE: 13ā15)
$128.69
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 8.7%)
$287.02
(+122%)
Base:
(SPY PE: 12.9, Growth: 8.7%)
$165.78
(+28%)
Bear:
(PE: 11.0, Growth: 8.7%)
$140.91
(+9%)
š
Valuation based on Current Earnings
Trailing PE: 10.74 | Current EPS (TTM): $11.79
Bull Case
$118.19
(-8%)
Analyst growth -15.2%, PE expands to 11.8
Base Case
$107.45
(-17%)
Market implied -15.2%, PE stable at 10.7
Bear Case
$86.14
(-33%)
Severe decline -20.0%, PE contracts to 9.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
š”
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.9 to 14.5
Stabilization Target:
$145.00
(+12.3%)
PE Expansion Potential:
+12.3%
Share & Embed Analysis
Last updated: March 31, 2026 10:59 AM ET
Data refreshes hourly during market hours. Next update: 11:59 AM
Data refreshes hourly during market hours. Next update: 11:59 AM
š„ Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is NNI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Deun Jona M Van
SELL
400 shares
2025-12-09
Top Rated Credit Services Stocks
Top-rated stocks in Credit Services by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
V
Visa Inc. Class A |
STRONG BUY
41 analysts |
$400 | 59 HOLD |
|
MA
Mastercard Inc |
STRONG BUY
42 analysts |
$663 | 61 BUY |
|
PYPL
PayPal Holdings Inc |
HOLD
47 analysts |
$50 | 60 BUY |
|
AXP
American Express Company |
HOLD
30 analysts |
$375 | 59 HOLD |
|
AFRM
Affirm Holdings Inc |
STRONG BUY
24 analysts |
$82 | 54 HOLD |
