NRIM Stock Analysis: Buy, Sell, or Hold?
NRIM - Northrim BanCorp Inc
$27.11
-0.16 (-0.59%)
▼
5d:
-2.76%
30d:
+9.27%
90d:
+13.15%
BUY
MODERATE Confidence
Analysis Updated: Jul 7, 2026 12:00 AM ET
Earnings: Jul 22, 2026
13d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: NRIM shows positive signals but monitor for confirmation. Market pricing in 3.7% growth. Moderate conviction.
💡 BUY OPPORTUNITY: NRIM shows positive signals but monitor for confirmation. Market pricing in 3.7% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$31.68
Based on 5.5% avg growth
INTRINSIC VALUE TODAY
$19.67
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NRIM is currently trading at $27.11, which is considered slightly high relative to its 30-day fair value range of $24.62 to $27.15. From a valuation perspective, the stock is trading at a premium (Forward PE: 10.0) compared to its historical average (9.0). At these levels, the market is pricing in 3.7% annual earnings growth. This is a high bar to clear, indicating the stock may be priced for perfection.
Technical Outlook: Technically, NRIM is showing sideways momentum. The price is approaching resistance at $25.85. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NRIM has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $30.00 (+10.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, NRIM is showing sideways momentum. The price is approaching resistance at $25.85. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: NRIM has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $30.00 (+10.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$24.62 -
$27.15
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
69.0%
All Signals
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($30.00)
- BEARISH: Market expects 3.7% growth - appears too optimistic based on history
Trading Range Analysis
30-Day Trading Range
$24.62 -
$27.15
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$23.64
Resistance Level
$25.85
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.04
Wall Street Target
$30.00
(+10.7%)
Revenue Growth (YoY)
6.2%
Earnings Growth (YoY)
1.7%
Profit Margin
30.7%
Valuation Premium vs History
+3.7% premium
PE vs Historical
10.0 vs 9.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.7%
(market-implied from PE analysis)
1-Year Target
$28.11
(+4%)
2-Year Target
$29.15
(+8%)
3-Year Target
$30.23
(+12%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$27.10
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 6.9%)
$71.90
(+165%)
Base:
(SPY PE: 10.0, Growth: 6.9%)
$33.15
(+22%)
Bear:
(PE: 8.5, Growth: 6.9%)
$28.17
(+4%)
📈
Valuation based on Current Earnings
Trailing PE: 9.47 | Current EPS (TTM): $2.88
Bull Case
$28.12
(+4%)
Analyst growth -6.2%, PE expands to 10.4
Base Case
$25.57
(-6%)
Market implied -6.2%, PE stable at 9.5
Bear Case
$18.54
(-32%)
Severe decline -20.0%, PE contracts to 8.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 08, 2026 12:56 AM ET
Data refreshes hourly during market hours. Next update: 1:56 AM
Data refreshes hourly during market hours. Next update: 1:56 AM
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Technical Signals Check
Is NRIM showing a specific setup today?
Insider Activity (6 Months)
3
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Jed W Ballard
BUY
650 shares
2026-01-30
Jed W Ballard
BUY
640 shares
2026-01-30
Michael G Huston
BUY
1500 shares
2026-01-29
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