OPBK Stock Analysis: Buy, Sell, or Hold?
OPBK - OP Bancorp Common Stock
$13.66
-0.41 (-2.91%)
▼
5d:
-5.47%
30d:
-3.94%
90d:
-2.78%
HOLD
LOW Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Jul 23, 2026
Get Alerted When OPBK Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: OPBK shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: OPBK shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$18.38
Based on 5.8% avg growth
INTRINSIC VALUE TODAY
$11.41
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OPBK is currently trading at $13.66, which is considered oversold relative to its 30-day fair value range of $13.97 to $14.53. The stock's valuation (Forward PE: 6.8) is in line with its historical norms (6.9). Remarkably, the market is currently pricing in an annual earnings decline of 0.4% over the next few years. This pessimistic expectation contrasts with the company's recent 30.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, OPBK is showing sideways momentum. The price is currently testing key support at $13.60. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $16.50 (+20.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, OPBK is showing sideways momentum. The price is currently testing key support at $13.60. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $16.50 (+20.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$13.97 -
$14.53
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 20.8% below Wall St target ($16.50)
- CAUTION: Recommendation downgraded due to -5.5% 5-day decline
Trading Range Analysis
30-Day Trading Range
$13.97 -
$14.53
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$13.60
Resistance Level
$14.85
Current Trend
Sideways
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.78
Wall Street Target
$16.50
(+20.8%)
Revenue Growth (YoY)
12.3%
Earnings Growth (YoY)
30.0%
Profit Margin
29.1%
Valuation Discount vs History
-0.4% cheaper
PE vs Historical
6.8 vs 6.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.4%
(market-implied from PE analysis)
1-Year Target
$13.61
(0%)
2-Year Target
$13.55
(-1%)
3-Year Target
$13.50
(-1%)
3-Yr Target (if PE normalizes)
(PE: 7→7)
$13.74
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 7.5%)
$55.19
(+304%)
Base:
(SPY PE: 6.8, Growth: 7.5%)
$16.95
(+24%)
Bear:
(PE: 5.8, Growth: 7.5%)
$14.41
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (8x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 7.61 | Current EPS (TTM): $1.85
Bull Case
$16.86
(+23%)
Analyst growth 8.9%, PE expands to 8.4
Base Case
$15.32
(+12%)
Market implied 8.9%, PE stable at 7.6
Bear Case
$9.57
(-30%)
Severe decline -20.0%, PE contracts to 6.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.8 to 6.9
Stabilization Target:
$13.90
(+1.8%)
PE Expansion Potential:
+1.8%
Share & Embed Analysis
Last updated: May 16, 2026 3:04 AM ET
Data refreshes hourly during market hours. Next update: 4:04 AM
Data refreshes hourly during market hours. Next update: 4:04 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is OPBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Jaehyun Park
SELL
958 shares
2026-03-12
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
KEY
KeyCorp |
BUY
24 analysts |
$25 | 59 HOLD |
|
WBS
Webster Financial Corpor… |
STRONG BUY
16 analysts |
$74 | 59 HOLD |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$89 | 56 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$20 | 50 HOLD |
|
WTFC
Wintrust Financial Corpo… |
STRONG BUY
13 analysts |
$175 | 48 HOLD |