OPBK Stock Analysis: Buy, Sell, or Hold?
OPBK - OP Bancorp Common Stock
$15.14
-0.25 (-1.62%)
▼
5d:
+1.27%
30d:
+7.22%
90d:
+11.82%
HOLD
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 23, 2026
18d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: OPBK is fairly valued with market pricing in 3.1% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: OPBK is fairly valued with market pricing in 3.1% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$17.78
Based on 5.2% avg growth
INTRINSIC VALUE TODAY
$11.04
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OPBK is currently trading at $15.14, which is considered extended relative to its 30-day fair value range of $13.92 to $14.87. The stock's valuation (Forward PE: 7.6) is in line with its historical norms (6.9). At these levels, the market is pricing in 3.1% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, OPBK is showing sideways momentum. The price is approaching resistance at $14.45. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: OPBK has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, OPBK is showing sideways momentum. The price is approaching resistance at $14.45. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: OPBK has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$13.92 -
$14.87
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($16.50)
- NEUTRAL: Market pricing in 3.1% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$13.92 -
$14.87
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$13.58
Resistance Level
$14.45
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.57
Wall Street Target
$16.50
(+9.0%)
Revenue Growth (YoY)
12.3%
Earnings Growth (YoY)
30.0%
Profit Margin
29.1%
Valuation Premium vs History
+3.1% premium
PE vs Historical
7.6 vs 6.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.1%
(market-implied from PE analysis)
1-Year Target
$15.61
(+3%)
2-Year Target
$16.09
(+6%)
3-Year Target
$16.59
(+10%)
3-Yr Target (if PE normalizes)
(PE: 8→7)
PE COMPRESSION
$15.12
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 6.4%)
$52.45
(+246%)
Base:
(SPY PE: 7.6, Growth: 6.4%)
$18.23
(+20%)
Bear:
(PE: 6.4, Growth: 6.4%)
$15.49
(+2%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (8x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 8.41 | Current EPS (TTM): $1.83
Bull Case
$18.50
(+22%)
Analyst growth 9.3%, PE expands to 9.3
Base Case
$16.82
(+11%)
Market implied 9.3%, PE stable at 8.4
Bear Case
$10.47
(-31%)
Severe decline -20.0%, PE contracts to 7.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 04, 2026 5:40 AM ET
Data refreshes hourly during market hours. Next update: 6:40 AM
Data refreshes hourly during market hours. Next update: 6:40 AM
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Technical Signals Check
Is OPBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Jaehyun Park
SELL
958 shares
2026-03-12
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