ORRF Stock Analysis: Buy, Sell, or Hold?
ORRF - Orrstown Financial Services Inc
$35.19
-0.84 (-2.33%)
▼
5d:
-4.99%
30d:
-7.49%
90d:
-6.51%
BUY
HIGH Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Jul 21, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: ORRF shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: ORRF shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$41.88
Based on 3.1% avg growth
INTRINSIC VALUE TODAY
$26.00
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ORRF is currently trading at $35.19, which is considered oversold relative to its 30-day fair value range of $36.17 to $38.21. The stock's valuation (Forward PE: 8.2) is in line with its historical norms (8.4). Remarkably, the market is currently pricing in an annual earnings decline of 0.8% over the next few years. This pessimistic expectation contrasts with the company's recent 20.4% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ORRF is showing sideways momentum. The price is currently testing key support at $35.06. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $42.00 (+19.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ORRF is showing sideways momentum. The price is currently testing key support at $35.06. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $42.00 (+19.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$36.17 -
$38.21
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
77.1%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($42.00)
Trading Range Analysis
30-Day Trading Range
$36.17 -
$38.21
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$35.06
Resistance Level
$37.47
Current Trend
Sideways
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.22
Wall Street Target
$42.00
(+19.4%)
Revenue Growth (YoY)
5.4%
Earnings Growth (YoY)
20.4%
Profit Margin
33.1%
Valuation Discount vs History
-0.8% cheaper
PE vs Historical
8.2 vs 8.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.8%
(market-implied from PE analysis)
1-Year Target
$34.91
(-1%)
2-Year Target
$34.63
(-2%)
3-Year Target
$34.35
(-2%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
$35.10
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 2.2%)
$100.92
(+187%)
Base:
(SPY PE: 8.2, Growth: 2.2%)
$37.60
(+7%)
Bear:
(PE: 7.0, Growth: 2.2%)
$31.96
(-9%)
📈
Valuation based on Current Earnings
Trailing PE: 8.15 | Current EPS (TTM): $4.37
Bull Case
$38.35
(+9%)
Analyst growth -2.1%, PE expands to 9.0
Base Case
$34.87
(-1%)
Market implied -2.1%, PE stable at 8.2
Bear Case
$24.21
(-31%)
Severe decline -20.0%, PE contracts to 6.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.2 to 8.4
Stabilization Target:
$35.95
(+2.2%)
PE Expansion Potential:
+2.2%
Share & Embed Analysis
Last updated: May 15, 2026 10:26 PM ET
Data refreshes hourly during market hours. Next update: 11:26 PM
Data refreshes hourly during market hours. Next update: 11:26 PM
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Technical Signals Check
Is ORRF showing a specific setup today?
Insider Activity (6 Months)
2
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Brian D Brunner
BUY
1000 shares
2026-03-18
Sarah M Brown
BUY
406 shares
2026-02-02
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