OZK Stock Analysis: Buy, Sell, or Hold?
OZK - Bank OZK
$47.50
-0.80 (-1.66%)
▼
5d:
-0.04%
30d:
+6.1%
90d:
+1.5%
BUY
HIGH Confidence
Analysis Updated: Apr 29, 2026 12:00 AM ET
Earnings: Apr 21, 2026
0d
Smart Money Distribution
OZK is up 3.5% this week, but smart money is buying puts. Top strike: $40 2026-05-15 with 1,647 OI. Put ratio: 72% View Scanner →
Strength: 4.0/10
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: OZK shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: OZK shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$63.66
Based on 6.1% avg growth
INTRINSIC VALUE TODAY
$39.53
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OZK is currently trading at $47.50, which is considered fair relative to its 30-day fair value range of $45.59 to $48.47. The stock's valuation (Forward PE: 7.4) is in line with its historical norms (7.4). Remarkably, the market is currently pricing in an annual earnings decline of 0.1% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, OZK is showing sideways momentum. The price is currently testing key support at $46.60. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $52.33 (+10.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, OZK is showing sideways momentum. The price is currently testing key support at $46.60. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $52.33 (+10.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$45.59 -
$48.47
Company Quality Score
60/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
75.8%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Options cheap (IV 0th percentile)
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($52.33)
Trading Range Analysis
30-Day Trading Range
$45.59 -
$48.47
Current vs Trading Range
FAIR
Expected Move (7 Days)
±$1.86
(3.9%)
Support & Resistance Levels
Support Level
$46.60
Resistance Level
$49.70
Current Trend
Sideways
Technical data as of
Apr 29, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.40
Wall Street Target
$52.33
(+10.2%)
Revenue Growth (YoY)
1.4%
Earnings Growth (YoY)
-2.0%
Profit Margin
45.3%
Valuation Discount vs History
-0.1% cheaper
PE vs Historical
7.4 vs 7.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.1%
(market-implied from PE analysis)
1-Year Target
$47.45
(0%)
2-Year Target
$47.41
(0%)
3-Year Target
$47.36
(0%)
3-Yr Target (if PE normalizes)
(PE: 7→7)
PE COMPRESSION
$47.34
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.6, Growth: 8.1%)
$167.11
(+252%)
Base:
(SPY PE: 7.4, Growth: 8.1%)
$60.03
(+26%)
Bear:
(PE: 6.3, Growth: 8.1%)
$51.02
(+7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (8x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 7.80 | Current EPS (TTM): $6.19
Bull Case
$55.07
(+16%)
Analyst growth 3.6%, PE expands to 8.6
Base Case
$50.06
(+5%)
Market implied 3.6%, PE stable at 7.8
Bear Case
$32.84
(-31%)
Severe decline -20.0%, PE contracts to 6.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: April 30, 2026 2:31 AM ET
Data refreshes hourly during market hours. Next update: 3:31 AM
Data refreshes hourly during market hours. Next update: 3:31 AM
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Technical Signals Check
Is OZK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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Advanced OZK Option Strategies
Professional options setups generated by AI based on today's OZK price and gamma walls.
