PMTS Stock Analysis: Buy, Sell, or Hold?
PMTS - CPI Card Group Inc. Common Stock
$12.99
0.15 (1.17%)
ā²
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Mar 03, 2026
29d
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Interactive Price Chart (1 Month)
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Bottom Line:
š HOLD: PMTS shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
š HOLD: PMTS shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$27.39
Based on 14.0% avg growth
INTRINSIC VALUE TODAY
$17.01
23.6% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PMTS is currently trading at $12.99, which is considered oversold relative to its 30-day fair value range of $13.28 to $14.57. The stock's valuation (Forward PE: 4.9) is in line with its historical norms (5.4). Remarkably, the market is currently pricing in an annual earnings decline of 3.4% over the next few years. This pessimistic expectation contrasts with the company's recent 72.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, PMTS is in a downtrend. Immediate support is located at $12.36, while resistance sits at $14.61.
Market Sentiment: PMTS has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $28.25 (+117.5%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, PMTS is in a downtrend. Immediate support is located at $12.36, while resistance sits at $14.61.
Market Sentiment: PMTS has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $28.25 (+117.5%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$13.28 -
$14.57
Company Quality Score
46/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
Protect Your Profits
Holding PMTS? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 117.5% below Wall St target ($28.25)
- CAUTION: 5-day price weakness (-5.7%) - monitor closely
Fair Price Analysis
30-Day Fair Range
$13.28 -
$14.57
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$12.36
Resistance Level
$14.61
Current Trend
Downtrend
Fundamental Context
Forward P/E (Next Year Est.)
4.88
Wall Street Target
$28.25
(+117.5%)
Revenue Growth (YoY)
10.6%
Earnings Growth (YoY)
72.7%
Profit Margin
2.8%
Valuation Discount vs History
-3.4% cheaper
PE vs Historical
4.9 vs 5.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.4%
(market-implied from PE analysis)
1-Year Target
$12.55
(-3%)
2-Year Target
$12.12
(-7%)
3-Year Target
$11.71
(-10%)
3-Yr Target (if PE normalizes)
(PE: 5ā5)
$12.95
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 24.0%)
$113.12
(+771%)
Base:
(SPY PE: 4.9, Growth: 24.0%)
$24.77
(+91%)
Bear:
(PE: 4.2, Growth: 24.0%)
$21.06
(+62%)
š
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (5x PE) as earnings recover.
Trailing PE: 10.69 | Current EPS (TTM): $1.20
Bull Case
$28.23
(+117%)
Analyst growth 100.0%, PE expands to 11.8
Base Case
$25.66
(+98%)
Market implied 100.0%, PE stable at 10.7
Bear Case
$8.72
(-33%)
Severe decline -20.0%, PE contracts to 9.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
š”
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 4.9 to 5.4
Stabilization Target:
$14.36
(+10.6%)
PE Expansion Potential:
+10.6%
Last updated: February 01, 2026 11:33 AM ET
Data refreshes hourly during market hours. Next update: 12:33 PM
Data refreshes hourly during market hours. Next update: 12:33 PM
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Technical Signals Check
Is PMTS showing a specific setup today?
Insider Activity (6 Months)
2
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Ravi Mallela
BUY
623 shares
2025-08-14
H Sanford Riley
BUY
10000 shares
2025-08-12
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Advanced PMTS Option Strategies
Professional options setups generated by AI based on today's PMTS price and gamma walls.
