Is RELY stock a Buy, Sell, or Hold?

Based on our analysis, RELY is currently a HOLD with low confidence. 📊 HOLD: RELY is fairly valued with market pricing in 1.5% annual growth. Fine to hold or accumulate slowly on dips.

What is the fair value of RELY stock?

Our analysis estimates the fair value range for RELY to be between $18.25 and $23.47. The current price is $22.59.

What is the analyst price target for RELY?

The average Wall Street analyst price target for RELY is $28.56. This implies a potential upside of 26.4% from current levels.

RELY Stock Analysis: Buy, Sell, or Hold?

RELY - Remitly Global, Inc. Common Stock

SERVICES-BUSINESS SERVICES, NEC

$22.59

-0.72 (-3.09%) ▼

5d: -5.99%

30d: +15.08%

90d: +77.04%

HOLD

LOW Confidence

Protect Your RELY Gains

Analysis Updated: May 15, 2026 12:00 AM ET

Earnings: May 06, 2026 0d

Smart Money Accumulation

RELY is down 6.0% this week, but smart money is accumulating calls. Top strike: $15 2026-07-17 with 844 OI. Call ratio: 63% View Scanner →

Strength: 4.3/10

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Interactive Price Chart (1 Month)

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💡

Bottom Line:
📊 HOLD: RELY is fairly valued with market pricing in 1.5% annual growth. Fine to hold or accumulate slowly on dips.

See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

Adjust Growth Assumption: 20.6%

0% (Stagnation) 50% (Hyper Growth)

EST. PRICE IN 2031

$38.33

Based on 12.3% avg growth

INTRINSIC VALUE TODAY

$23.80

5.1% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.1x Exit PE.

View Full DCF Model

In-depth Analysis How we analyze

Valuation Analysis: RELY is currently trading at $22.59, which is considered slightly high relative to its 30-day fair value range of $18.25 to $23.47. The stock's valuation (Forward PE: 13.7) is in line with its historical norms (13.1). At these levels, the market is pricing in 1.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.

Technical Outlook: Technically, RELY is in a strong uptrend. Immediate support is located at $21.59, while resistance sits at $24.92. Short-term momentum is weak, with the stock down 3.1% recently.

Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $28.56 (+26.4%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.

Quick Decision Summary

Current Position SLIGHTLY HIGH

Historical Trading Range $18.25 - $23.47

Company Quality Score 57/100 (HOLD)

Volume Confirmation HIGH

Confidence Score 61.4%

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All Signals

NEUTRAL: Mixed technical signals (55/100)
BULLISH: High volume confirmation
BEARISH: Downward momentum (-3.1%)
BULLISH: Trading 26.4% below Wall St target ($28.56)
NEUTRAL: Market pricing in 1.5% annual earnings growth - fairly valued
CAUTION: Recommendation downgraded due to -6.0% 5-day decline

Trading Range Analysis

30-Day Trading Range $18.25 - $23.47

Current vs Trading Range SLIGHTLY HIGH

Support & Resistance Levels

Support Level $21.59

Resistance Level $24.92

Current Trend Strong Uptrend

Technical data as of May 15, 2026

Fundamental Context

Forward P/E (Next Year Est.) 13.70

Wall Street Target $28.56 (+26.4%)

Revenue Growth (YoY) 25.2%

Earnings Growth (YoY) 360.0%

Profit Margin 6.1%

Valuation Premium vs History +1.5% premium

PE vs Historical 13.7 vs 13.1 FAIR

Market-Implied Price Targets If current PE multiple persists

Implied Growth (YoY): +1.5% (market-implied from PE analysis)

1-Year Target $22.93 (+2%)

2-Year Target $23.27 (+3%)

3-Year Target $23.62 (+5%)

3-Yr Target (if PE normalizes) (PE: 14→13) PE COMPRESSION $22.59 (0%)

Earnings growth offset by PE compression

3-Year Scenarios Using analyst projected EPS growth

Bull: (PE: 22.1, Growth: 20.6%) $63.83 (+183%)

Base: (SPY PE: 13.7, Growth: 20.6%) $39.61 (+75%)

Bear: (PE: 11.6, Growth: 20.6%) $33.67 (+49%)

📈 Valuation based on Current Earnings

RECOVERY PLAY: Stock looks expensive now (48x PE), but valuation improves significantly next year (14x PE) as earnings recover.

Trailing PE: 48.23 | Current EPS (TTM): $0.48

Bull Case $50.93 (+126%)

Analyst growth 100.0%, PE expands to 53.1

Base Case $46.30 (+105%)

Market implied 100.0%, PE stable at 48.2

Bear Case $15.74 (-30%)

Severe decline -20.0%, PE contracts to 41.0

These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.

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Last updated: May 18, 2026 7:43 AM ET
Data refreshes hourly during market hours. Next update: 8:43 AM

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Technical Signals Check

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Insider Activity (6 Months)

Buys

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Net

INSIDERS SELLING

Recent Transactions

Phillip John Riese SELL 40000 shares 2026-04-17

Pankaj Sharma SELL 10000 shares 2026-04-17

Joshua Hug SELL 12000 shares 2026-04-14

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