RJF Stock Analysis: Buy, Sell, or Hold?
RJF - Raymond James Financial, Inc.
$165.86
-1.75 (-1.04%)
▼
BUY
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Apr 21, 2026
Get Alerted When RJF Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: RJF shows positive signals but monitor for confirmation. Market pricing in 2.2% decline. Moderate conviction.
💡 BUY OPPORTUNITY: RJF shows positive signals but monitor for confirmation. Market pricing in 2.2% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$272.27
Based on 8.9% avg growth
INTRINSIC VALUE TODAY
$169.06
1.9% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 13.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RJF is currently trading at $165.86, which is considered slightly low relative to its 30-day fair value range of $164.67 to $170.44. The stock's valuation (Forward PE: 12.3) is in line with its historical norms (13.1). Remarkably, the market is currently pricing in an annual earnings decline of 2.2% over the next few years. This pessimistic expectation contrasts with the company's recent 3.5% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, RJF is showing sideways momentum. The price is currently testing key support at $165.29. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RJF is showing sideways momentum. The price is currently testing key support at $165.29. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Fair Price Range
$164.67 -
$170.44
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
74.8%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($183.50)
Fair Price Analysis
30-Day Fair Range
$164.67 -
$170.44
Current vs Fair Value
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$165.30
Resistance Level
$173.47
Current Trend
Sideways
Fundamental Context
Forward P/E (Next Year Est.)
12.29
Wall Street Target
$183.50
(+9.5%)
Revenue Growth (YoY)
7.0%
Earnings Growth (YoY)
3.5%
Profit Margin
15.2%
Valuation Discount vs History
-2.2% cheaper
PE vs Historical
12.3 vs 13.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.2%
(market-implied from PE analysis)
1-Year Target
$163.92
(-2%)
2-Year Target
$160.32
(-4%)
3-Year Target
$156.79
(-7%)
3-Yr Target (if PE normalizes)
(PE: 12→13)
$167.09
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 13.7%)
$446.45
(+166%)
Base:
(SPY PE: 12.3, Growth: 13.7%)
$246.10
(+47%)
Bear:
(PE: 10.4, Growth: 13.7%)
$209.18
(+25%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (16x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 16.36 | Current EPS (TTM): $10.29
Bull Case
$245.33
(+48%)
Analyst growth 32.5%, PE expands to 18.0
Base Case
$223.03
(+35%)
Market implied 32.5%, PE stable at 16.4
Bear Case
$114.45
(-31%)
Severe decline -20.0%, PE contracts to 13.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.3 to 13.1
Stabilization Target:
$178.62
(+6.6%)
PE Expansion Potential:
+6.6%
Last updated: January 31, 2026 2:30 AM ET
Data refreshes hourly during market hours. Next update: 3:30 AM
Data refreshes hourly during market hours. Next update: 3:30 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is RJF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Asset Management Stocks
Top-rated stocks in Asset Management by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
KKR
KKR & Co LP |
STRONG BUY
21 analysts |
$158 | 57 HOLD |
|
BLK
BlackRock Inc |
STRONG BUY
17 analysts |
$1334 | 59 HOLD |
|
HASI
Hannon Armstrong Sustain… |
STRONG BUY
16 analysts |
$40 | 63 BUY |
|
APO
Apollo Global Management… |
STRONG BUY
19 analysts |
$165 | 56 HOLD |
|
CRBG
Corebridge Financial Inc. |
STRONG BUY
14 analysts |
$38 | 66 BUY |
Advanced RJF Option Strategies
Professional options setups generated by AI based on today's RJF price and gamma walls.
