SAN Stock Analysis: Buy, Sell, or Hold?
SAN - Banco Santander S.A.
$11.28
0.58 (5.42%)
▲
5d:
+3.49%
30d:
-5.69%
90d:
-3.42%
BUY
MODERATE Confidence
Analysis Updated: Mar 31, 2026 12:00 AM ET
Earnings: Apr 29, 2026
28d
Get Alerted When SAN Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: SAN shows positive signals but monitor for confirmation. Market pricing in 5.9% decline. Moderate conviction.
💡 BUY OPPORTUNITY: SAN shows positive signals but monitor for confirmation. Market pricing in 5.9% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$19.87
Based on 9.2% avg growth
INTRINSIC VALUE TODAY
$12.34
8.6% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SAN is currently trading at $11.28, which is considered fair relative to its 30-day fair value range of $10.68 to $12.19. From a valuation perspective, the stock is trading at a discount (Forward PE: 8.7) compared to its historical average (10.4). Remarkably, the market is currently pricing in an annual earnings decline of 5.9% over the next few years. This pessimistic expectation contrasts with the company's recent 25.3% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, SAN is in a strong uptrend. The price is approaching resistance at $11.36. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 5.4% recently.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $12.19 (+13.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, SAN is in a strong uptrend. The price is approaching resistance at $11.36. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 5.4% recently.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $12.19 (+13.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$10.68 -
$12.19
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
74.8%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (45/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+5.4%)
- BULLISH: Trading below Wall St target ($12.19)
Fair Price Analysis
30-Day Fair Range
$10.68 -
$12.19
Current vs Fair Value
FAIR
Support & Resistance Levels
Support Level
$10.44
Resistance Level
$11.36
Current Trend
Strong Uptrend
Technical data as of
Mar 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.67
Wall Street Target
$12.19
(+13.9%)
Revenue Growth (YoY)
-6.4%
Earnings Growth (YoY)
25.3%
Profit Margin
30.1%
Valuation Discount vs History
-5.9% cheaper
PE vs Historical
8.7 vs 10.4
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-5.9%
(market-implied from PE analysis)
1-Year Target
$10.07
(-6%)
2-Year Target
$9.47
(-12%)
3-Year Target
$8.92
(-17%)
3-Yr Target (if PE normalizes)
(PE: 9→10)
$10.70
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 14.4%)
$41.28
(+286%)
Base:
(SPY PE: 8.7, Growth: 14.4%)
$16.01
(+50%)
Bear:
(PE: 7.4, Growth: 14.4%)
$13.61
(+27%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 10.97 | Current EPS (TTM): $0.96
Bull Case
$14.89
(+34%)
Analyst growth 28.6%, PE expands to 12.1
Base Case
$13.54
(+21%)
Market implied 28.6%, PE stable at 11.0
Bear Case
$7.16
(-36%)
Severe decline -20.0%, PE contracts to 9.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.7 to 10.4
Stabilization Target:
$12.84
(+20.0%)
PE Expansion Potential:
+20.0%
Share & Embed Analysis
Last updated: March 31, 2026 4:06 PM ET
Data refreshes hourly during market hours. Next update: 5:06 PM
Data refreshes hourly during market hours. Next update: 5:06 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is SAN showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Diversified Stocks
Top-rated stocks in Banks - Diversified by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
BAC
Bank of America Corp |
STRONG BUY
25 analysts |
$62 | 65 BUY |
|
WFC
Wells Fargo & Company |
BUY
24 analysts |
$101 | 62 BUY |
|
JPM
JPMorgan Chase & Co |
BUY
25 analysts |
$343 | 62 BUY |
|
C
Citigroup Inc. |
STRONG BUY
22 analysts |
$134 | 60 BUY |
|
RY
Royal Bank of Canada |
STRONG BUY
16 analysts |
$174 | 54 HOLD |
