SBCF Stock Analysis: Buy, Sell, or Hold?
SBCF - Seacoast Banking Corp of Florida
$33.28
-0.70 (-2.06%)
▼
5d:
+2.53%
30d:
+10.2%
90d:
+8.83%
BUY
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 23, 2026
18d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: SBCF shows positive signals but monitor for confirmation. Market pricing in 0.8% growth. Moderate conviction.
💡 BUY OPPORTUNITY: SBCF shows positive signals but monitor for confirmation. Market pricing in 0.8% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$44.20
Based on 6.3% avg growth
INTRINSIC VALUE TODAY
$27.45
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SBCF is currently trading at $33.28, which is considered extended relative to its 30-day fair value range of $29.92 to $31.71. The stock's valuation (Forward PE: 12.2) is in line with its historical norms (11.9). At these levels, the market is pricing in 0.8% annual earnings growth.
Technical Outlook: Technically, SBCF is in a strong downtrend. The price is approaching resistance at $31.32. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SBCF has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, SBCF is in a strong downtrend. The price is approaching resistance at $31.32. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SBCF has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$29.92 -
$31.71
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($34.83)
- BULLISH: Expecting earnings turnaround to 0.8% growth with 24.1% revenue growth
Trading Range Analysis
30-Day Trading Range
$29.92 -
$31.71
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$29.29
Resistance Level
$31.32
Current Trend
Strong Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.15
Wall Street Target
$34.83
(+4.7%)
Revenue Growth (YoY)
24.1%
Earnings Growth (YoY)
-21.0%
Profit Margin
23.1%
Valuation Premium vs History
+0.8% premium
PE vs Historical
12.2 vs 11.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.8%
(market-implied from PE analysis)
1-Year Target
$33.55
(+1%)
2-Year Target
$33.81
(+2%)
3-Year Target
$34.09
(+2%)
3-Yr Target (if PE normalizes)
(PE: 12→12)
PE COMPRESSION
$33.37
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 8.6%)
$76.37
(+130%)
Base:
(SPY PE: 12.2, Growth: 8.6%)
$42.61
(+28%)
Bear:
(PE: 10.3, Growth: 8.6%)
$36.22
(+9%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (23x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 22.81 | Current EPS (TTM): $1.49
Bull Case
$68.69
(+106%)
Analyst growth 83.8%, PE expands to 25.1
Base Case
$62.45
(+88%)
Market implied 83.8%, PE stable at 22.8
Bear Case
$23.11
(-31%)
Severe decline -20.0%, PE contracts to 19.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 03, 2026 10:11 PM ET
Data refreshes hourly during market hours. Next update: 11:11 PM
Data refreshes hourly during market hours. Next update: 11:11 PM
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Technical Signals Check
Is SBCF showing a specific setup today?
Insider Activity (6 Months)
1
Buys
5
Sells
Net
INSIDERS SELLING
Recent Transactions
Dennis S Hudson III
SELL
8000 shares
2026-03-04
Joseph M Forlenza
SELL
12635 shares
2026-02-26
Joseph B Shearouse III
BUY
4000 shares
2026-02-12
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